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Stock comparison · Signal date 2026-11-04

CCNE vs HBNC: stock comparison and AI forecast

Cnb Financial Corp/Pa (CCNE) and Horizon Bancorp Inc /In/ (HBNC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

CCNE Cnb Financial Corp/Pa

Market Cap
$1.07B
P/E Ratio
12.9x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

HBNC Horizon Bancorp Inc /In/

Market Cap
$1.09B
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CCNE · HBNC

Key facts

  • CCNE and HBNC have similar market capitalizations ($1.07B and $1.09B).
  • CCNE carries 8.78 times debt per unit of equity, against 8.05 times for HBNC.
  • HBNC yields 2.91% in dividends and CCNE 2.05%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCCNEHBNC
Market Cap$1.07B$1.09B
P/E Ratio12.89x–
P/B Ratio1.26x1.50x
Dividend Yield2.05%2.91%
EPS$2.79$-3.22
Book Value/Share$28.50$14.14
Revenue/Share$11.12$7.39
FCF/Share$2.89$1.83

Profitability & Margins

MetricCCNEHBNC
ROE–-19.8%
ROA–-2.2%
Net Margin–-38.0%
EBT Margin71.4%-50.2%
Tax Rate19.4%24.4%

Financial Health

MetricCCNEHBNC
D/E Ratio8.78x8.05x
Financial Leverage–9.05x

Cash Flow

MetricCCNEHBNC
Operating Cash Flow$89M$98M
Free Cash Flow$86M$94M
Capital Spending-$4M-$4M
OCF Growth YoY10.9%427.7%
FCF Growth YoY24.6%619.8%
FCF/Sales26.0%24.8%
CapEx/Sales1.1%1.1%

Operational Efficiency

MetricCCNEHBNC
Asset Turnover–0.06x
Fixed Assets Turnover3.8x4.2x

Income Statement

MetricCCNEHBNC
Total Revenue$329M$379M
Net Income–-$144M

Dividend & Shareholder Information

MetricCCNEHBNC
Dividends Per Share$0.74$0.62
Payout Ratio26.5%–
Shares Outstanding30M51M
Net Income Growth–-377.5%
EPS Growth14.3%-438.9%
FAQ

CCNE vs HBNC: stock comparison and AI forecast

Which is bigger, CCNE or HBNC?

CCNE and HBNC have similar market capitalizations ($1.07B and $1.09B).

Which one does Intratio's AI model rank higher, CCNE or HBNC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.