HBNC vs MBWM: stock comparison and AI forecast
Horizon Bancorp Inc /In/ (HBNC) and Mercantile Bank Corp (MBWM) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HBNC Horizon Bancorp Inc /In/
- Market Cap
- $1.09B
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
MBWM Mercantile Bank Corp
- Price
- $61.20 +19.8% · 6M
- Market Cap
- $1.06B
- P/E Ratio
- 10.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HBNC and MBWM have similar market capitalizations ($1.09B and $1.06B).
- MBWM turns 34.7% of its revenue into net income, against -38.0% for HBNC.
- MBWM carries 8.63 times debt per unit of equity, against 8.05 times for HBNC.
- HBNC yields 2.91% in dividends and MBWM 2.47%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HBNC | MBWM |
|---|---|---|
| Market Cap | $1.09B | $1.06B |
| P/E Ratio | – | 10.89x |
| P/B Ratio | 1.50x | 1.42x |
| Dividend Yield | 2.91% | 2.47% |
| EPS | $-3.22 | $5.62 |
| Book Value/Share | $14.14 | $43.03 |
| Revenue/Share | $7.39 | $15.92 |
| FCF/Share | $1.83 | – |
Profitability & Margins
| Metric | HBNC | MBWM |
|---|---|---|
| ROE | -19.8% | 12.8% |
| ROA | -2.2% | 1.3% |
| Net Margin | -38.0% | 34.7% |
| EBT Margin | -50.2% | 41.2% |
| Tax Rate | 24.4% | 15.8% |
Financial Health
| Metric | HBNC | MBWM |
|---|---|---|
| D/E Ratio | 8.05x | 8.63x |
| Financial Leverage | 9.05x | 9.63x |
Cash Flow
| Metric | HBNC | MBWM |
|---|---|---|
| Operating Cash Flow | $98M | $96M |
| Free Cash Flow | $94M | – |
| Capital Spending | -$4M | – |
| OCF Growth YoY | 427.7% | 33.4% |
| FCF Growth YoY | 619.8% | – |
| FCF/Sales | 24.8% | – |
| CapEx/Sales | 1.1% | – |
Operational Efficiency
| Metric | HBNC | MBWM |
|---|---|---|
| Asset Turnover | 0.06x | 0.04x |
| Fixed Assets Turnover | 4.2x | 4.5x |
Income Statement
| Metric | HBNC | MBWM |
|---|---|---|
| Total Revenue | $379M | $275M |
| Net Income | -$144M | $96M |
Dividend & Shareholder Information
| Metric | HBNC | MBWM |
|---|---|---|
| Dividends Per Share | $0.62 | $1.51 |
| Payout Ratio | – | 26.9% |
| Shares Outstanding | 51M | 17M |
| Net Income Growth | -377.5% | 11.7% |
| EPS Growth | -438.9% | 6.8% |
HBNC vs MBWM: stock comparison and AI forecast
Which is bigger, HBNC or MBWM?
HBNC and MBWM have similar market capitalizations ($1.09B and $1.06B).
Which one does Intratio's AI model rank higher, HBNC or MBWM?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.