MBWM vs SBSI: stock comparison and AI forecast
Mercantile Bank Corp (MBWM) and Southside Bancshares Inc (SBSI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MBWM Mercantile Bank Corp
- Market Cap
- $1.04B
- P/E Ratio
- 10.7x
- Size
- small-cap
- AI Forecast
SBSI Southside Bancshares Inc
- Market Cap
- $1.04B
- P/E Ratio
- 8.7x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- MBWM and SBSI have similar market capitalizations ($1.04B and $1.04B).
- SBSI trades at 8.7 times trailing earnings, MBWM at 10.7 times.
- SBSI turns 35.9% of its revenue into net income, against 34.7% for MBWM.
- SBSI carries 9.52 times debt per unit of equity, against 8.63 times for MBWM.
- SBSI yields 4.17% in dividends and MBWM 2.51%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MBWM | SBSI |
|---|---|---|
| Market Cap | $1.04B | $1.04B |
| P/E Ratio | 10.74x | 8.65x |
| P/B Ratio | 1.40x | 1.23x |
| Dividend Yield | 2.51% | 4.17% |
| EPS | $5.62 | $4.02 |
| Book Value/Share | $43.03 | $28.30 |
| Revenue/Share | $15.92 | $9.26 |
| FCF/Share | – | $5.19 |
Profitability & Margins
| Metric | MBWM | SBSI |
|---|---|---|
| ROE | 12.8% | 11.8% |
| ROA | 1.3% | 1.1% |
| Net Margin | 34.7% | 35.9% |
| EBT Margin | 41.2% | 43.5% |
| Tax Rate | 15.8% | 17.4% |
Financial Health
| Metric | MBWM | SBSI |
|---|---|---|
| D/E Ratio | 8.63x | 9.52x |
| Financial Leverage | 9.63x | 10.52x |
Cash Flow
| Metric | MBWM | SBSI |
|---|---|---|
| Operating Cash Flow | $96M | $172M |
| Free Cash Flow | – | $155M |
| Capital Spending | – | -$18M |
| OCF Growth YoY | 33.4% | 58.2% |
| FCF Growth YoY | – | 70.5% |
| FCF/Sales | – | 56.1% |
| CapEx/Sales | – | 6.5% |
Operational Efficiency
| Metric | MBWM | SBSI |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 4.5x | 1.8x |
Income Statement
| Metric | MBWM | SBSI |
|---|---|---|
| Total Revenue | $275M | $276M |
| Net Income | $96M | $99M |
Dividend & Shareholder Information
| Metric | MBWM | SBSI |
|---|---|---|
| Dividends Per Share | $1.51 | $1.45 |
| Payout Ratio | 26.9% | 36.1% |
| Shares Outstanding | 17M | 30M |
| Net Income Growth | 11.7% | 41.5% |
| EPS Growth | 6.8% | 74.8% |
MBWM vs SBSI: stock comparison and AI forecast
Which is bigger, MBWM or SBSI?
MBWM and SBSI have similar market capitalizations ($1.04B and $1.04B).
Which is cheaper on earnings, MBWM or SBSI?
SBSI trades at 8.7 times trailing earnings, MBWM at 10.7 times.
Which one does Intratio's AI model rank higher, MBWM or SBSI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.