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Stock comparison · Signal date 2026-11-03

MBWM vs MCBS: stock comparison and AI forecast

Mercantile Bank Corp (MBWM) and Metrocity Bankshares, Inc. (MCBS) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

MBWM Mercantile Bank Corp

Price
$61.20 +19.8% · 6M
Market Cap
$1.06B
P/E Ratio
10.9x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

MCBS Metrocity Bankshares, Inc.

Market Cap
$1.06B
P/E Ratio
13.4x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

MBWM · MCBS

Key facts

  • MBWM and MCBS have similar market capitalizations ($1.06B and $1.06B).
  • MBWM trades at 10.9 times trailing earnings, MCBS at 13.3 times.
  • MCBS turns 43.3% of its revenue into net income, against 34.7% for MBWM.
  • MBWM carries 8.63 times debt per unit of equity, against 6.96 times for MCBS.
  • MCBS yields 2.72% in dividends and MBWM 2.47%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricMBWMMCBS
Market Cap$1.06B$1.06B
P/E Ratio10.89x13.35x
P/B Ratio1.42x1.86x
Dividend Yield2.47%2.72%
EPS$5.62$2.75
Book Value/Share$43.03$19.73
Revenue/Share$15.92$6.41

Profitability & Margins

MetricMBWMMCBS
ROE12.8%14.1%
ROA1.3%1.8%
Net Margin34.7%43.3%
EBT Margin41.2%58.4%
Tax Rate15.8%25.9%

Financial Health

MetricMBWMMCBS
D/E Ratio8.63x6.96x
Financial Leverage9.63x7.96x

Cash Flow

MetricMBWMMCBS
Operating Cash Flow$96M$82M
OCF Growth YoY33.4%140.4%

Operational Efficiency

MetricMBWMMCBS
Asset Turnover0.04x0.04x
Fixed Assets Turnover4.5x6.2x

Income Statement

MetricMBWMMCBS
Total Revenue$275M$185M
Net Income$96M$80M

Dividend & Shareholder Information

MetricMBWMMCBS
Dividends Per Share$1.51$1.00
Payout Ratio26.9%36.4%
Shares Outstanding17M29M
Net Income Growth11.7%20.9%
EPS Growth6.8%9.6%
FAQ

MBWM vs MCBS: stock comparison and AI forecast

Which is bigger, MBWM or MCBS?

MBWM and MCBS have similar market capitalizations ($1.06B and $1.06B).

Which is cheaper on earnings, MBWM or MCBS?

MBWM trades at 10.9 times trailing earnings, MCBS at 13.3 times.

Which one does Intratio's AI model rank higher, MBWM or MCBS?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.