MCBS vs SBSI: stock comparison and AI forecast
Metrocity Bankshares, Inc. (MCBS) and Southside Bancshares Inc (SBSI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MCBS Metrocity Bankshares, Inc.
- Price
- $36.12 +12.4% · 6M
- Market Cap
- $1.04B
- P/E Ratio
- 13.1x
- Size
- small-cap
- AI Forecast
SBSI Southside Bancshares Inc
- Price
- $34.77 +4.6% · 6M
- Market Cap
- $1.04B
- P/E Ratio
- 8.7x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- MCBS and SBSI have similar market capitalizations ($1.04B and $1.04B).
- SBSI trades at 8.7 times trailing earnings, MCBS at 13.1 times.
- Over the last six months MCBS returned +12.4% and SBSI +4.6%.
- MCBS turns 43.3% of its revenue into net income, against 35.9% for SBSI.
- SBSI carries 9.52 times debt per unit of equity, against 6.96 times for MCBS.
- SBSI yields 4.17% in dividends and MCBS 2.76%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MCBS | SBSI |
|---|---|---|
| Market Cap | $1.04B | $1.04B |
| P/E Ratio | 13.14x | 8.65x |
| P/B Ratio | 1.83x | 1.23x |
| Dividend Yield | 2.76% | 4.17% |
| EPS | $2.75 | $4.02 |
| Book Value/Share | $19.73 | $28.30 |
| Revenue/Share | $6.41 | $9.26 |
| FCF/Share | – | $5.19 |
Profitability & Margins
| Metric | MCBS | SBSI |
|---|---|---|
| ROE | 14.1% | 11.8% |
| ROA | 1.8% | 1.1% |
| Net Margin | 43.3% | 35.9% |
| EBT Margin | 58.4% | 43.5% |
| Tax Rate | 25.9% | 17.4% |
Financial Health
| Metric | MCBS | SBSI |
|---|---|---|
| D/E Ratio | 6.96x | 9.52x |
| Financial Leverage | 7.96x | 10.52x |
Cash Flow
| Metric | MCBS | SBSI |
|---|---|---|
| Operating Cash Flow | $82M | $172M |
| Free Cash Flow | – | $155M |
| Capital Spending | – | -$18M |
| OCF Growth YoY | 140.4% | 58.2% |
| FCF Growth YoY | – | 70.5% |
| FCF/Sales | – | 56.1% |
| CapEx/Sales | – | 6.5% |
Operational Efficiency
| Metric | MCBS | SBSI |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 6.2x | 1.8x |
Income Statement
| Metric | MCBS | SBSI |
|---|---|---|
| Total Revenue | $185M | $276M |
| Net Income | $80M | $99M |
Dividend & Shareholder Information
| Metric | MCBS | SBSI |
|---|---|---|
| Dividends Per Share | $1.00 | $1.45 |
| Payout Ratio | 36.4% | 36.1% |
| Shares Outstanding | 29M | 30M |
| Net Income Growth | 20.9% | 41.5% |
| EPS Growth | 9.6% | 74.8% |
MCBS vs SBSI: stock comparison and AI forecast
Which is bigger, MCBS or SBSI?
MCBS and SBSI have similar market capitalizations ($1.04B and $1.04B).
Which is cheaper on earnings, MCBS or SBSI?
SBSI trades at 8.7 times trailing earnings, MCBS at 13.1 times.
Which stock performed better over the last six months, MCBS or SBSI?
Over the last six months MCBS returned +12.4% and SBSI +4.6%.
Which one does Intratio's AI model rank higher, MCBS or SBSI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.