CFG vs FCNCA: stock comparison and AI forecast
Citizens Financial Group Inc/Ri (CFG) and First Citizens Bancshares Inc /De/ (FCNCA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CFG Citizens Financial Group Inc/Ri
- Price
- $64.93 +2.2% · 6M
- Market Cap
- $26.98B
- P/E Ratio
- 11.2x
- Size
- large-cap
- AI Forecast
FCNCA First Citizens Bancshares Inc /De/
- Price
- $2352.64 +18.6% · 6M
- Market Cap
- $26.57B
- P/E Ratio
- 12.6x
- Size
- large-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CFG and FCNCA have similar market capitalizations ($26.98B and $26.57B).
- CFG trades at 11.2 times trailing earnings, FCNCA at 12.6 times.
- Over the last six months FCNCA returned +18.6% and CFG +2.2%.
- CFG turns 25.4% of its revenue into net income, against 24.5% for FCNCA.
- FCNCA carries 9.81 times debt per unit of equity, against 8.32 times for CFG.
- CFG yields 2.94% in dividends and FCNCA 0.70%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CFG | FCNCA |
|---|---|---|
| Market Cap | $26.98B | $26.57B |
| P/E Ratio | 11.23x | 12.61x |
| P/B Ratio | 1.07x | 1.21x |
| Dividend Yield | 2.94% | 0.70% |
| EPS | $5.73 | $186.56 |
| Book Value/Share | $60.02 | $1939.23 |
| Revenue/Share | $21.30 | $851.40 |
| FCF/Share | – | $217.57 |
Profitability & Margins
| Metric | CFG | FCNCA |
|---|---|---|
| ROE | 9.0% | 10.8% |
| ROA | 1.0% | 1.0% |
| Net Margin | 25.4% | 24.5% |
| EBT Margin | 32.3% | 32.8% |
| Tax Rate | 21.4% | 25.5% |
Financial Health
| Metric | CFG | FCNCA |
|---|---|---|
| D/E Ratio | 8.32x | 9.81x |
| Financial Leverage | 9.32x | 10.81x |
Cash Flow
| Metric | CFG | FCNCA |
|---|---|---|
| Operating Cash Flow | $1.26B | $3.18B |
| Free Cash Flow | – | $2.46B |
| Capital Spending | – | -$724M |
| OCF Growth YoY | -55.9% | 3.7% |
| FCF Growth YoY | – | -5.7% |
| FCF/Sales | – | 25.6% |
| CapEx/Sales | – | 7.5% |
Operational Efficiency
| Metric | CFG | FCNCA |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 10.1x | 3.9x |
Income Statement
| Metric | CFG | FCNCA |
|---|---|---|
| Total Revenue | $8.93B | $9.62B |
| Net Income | $2.27B | $2.35B |
Dividend & Shareholder Information
| Metric | CFG | FCNCA |
|---|---|---|
| Dividends Per Share | $1.89 | $16.38 |
| Payout Ratio | 33.0% | 8.8% |
| Shares Outstanding | 419M | 11M |
| Net Income Growth | 33.1% | -1.8% |
| EPS Growth | 66.1% | 10.1% |
CFG vs FCNCA: stock comparison and AI forecast
Which is bigger, CFG or FCNCA?
CFG and FCNCA have similar market capitalizations ($26.98B and $26.57B).
Which is cheaper on earnings, CFG or FCNCA?
CFG trades at 11.2 times trailing earnings, FCNCA at 12.6 times.
Which stock performed better over the last six months, CFG or FCNCA?
Over the last six months FCNCA returned +18.6% and CFG +2.2%.
Which one does Intratio's AI model rank higher, CFG or FCNCA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.