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Stock comparison · Signal date 2026-11-04

CHYM vs IREN: stock comparison and AI forecast

Chime Financial, Inc. (CHYM) and Iren Ltd (IREN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Finance Services

CHYM Chime Financial, Inc.

Market Cap
$10.68B
P/E Ratio
9.1x
Size
large-cap
AI Forecast
Full analysis →
Nasdaq · Finance Services

IREN Iren Ltd

Market Cap
$9.64B
P/E Ratio
–
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CHYM · IREN

Key facts

  • CHYM is 1.1 times larger than IREN by market capitalization ($10.68B against $9.64B).
  • IREN carries 2.77 times debt per unit of equity, against 0.42 times for CHYM.
  • Both companies share the SEC industry classification Finance Services.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCHYMIREN
Market Cap$10.68B$9.64B
P/E Ratio9.13x–
P/B Ratio7.60x2.30x
EPS$3.09$-2.22
Book Value/Share$3.71$10.62
Revenue/Share$7.86$1.79
FCF/Share$0.82$-2.28

Profitability & Margins

MetricCHYMIREN
ROE–-16.8%
ROA–-4.5%
ROIC-2.6%-7.7%
Gross Margin88.6%68.9%
Operating Margin-1.4%-148.1%
Net Margin–-99.4%
EBT Margin-0.1%-100.2%
Tax Rate-94.0%0.9%

Financial Health

MetricCHYMIREN
Current Ratio4.62x3.55x
D/E Ratio0.42x2.77x
Financial Leverage1.42x3.77x
Interest Coverage86.7x-24.4x
Working Capital$1.40B$5.67B

Cash Flow

MetricCHYMIREN
Operating Cash Flow$345M$2.10B
Free Cash Flow$312M-$898M
Capital Spending-$33M-$3.00B
FCF/Sales10.5%-127.0%
CapEx/Sales1.1%424.0%

Operational Efficiency

MetricCHYMIREN
Asset Turnover1.49x0.04x
Receivables Turnover10.3x33.6x
Fixed Assets Turnover30.5x0.1x
Days Sales Outstanding35 days11 days
Payables Period39 days2156 days

Income Statement

MetricCHYMIREN
Total Revenue$2.98B$707M
Operating Income-$42M-$1.05B
Net Income–-$703M
R&D Expense$535M–
SG&A Expense$1.80B$449M
Cost of Goods Sold$338M$220M

Dividend & Shareholder Information

MetricCHYMIREN
Shares Outstanding379M394M
FAQ

CHYM vs IREN: stock comparison and AI forecast

Which is bigger, CHYM or IREN?

CHYM is 1.1 times larger than IREN by market capitalization ($10.68B against $9.64B).

Which one does Intratio's AI model rank higher, CHYM or IREN?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.