CIA vs FG: stock comparison and AI forecast
Citizens, Inc. (CIA) and F&G Annuities & Life, Inc. (FG) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CIA Citizens, Inc.
- Market Cap
- $209M
- P/E Ratio
- 4.8x
- Size
- small-cap
- AI Forecast
FG F&G Annuities & Life, Inc.
- Market Cap
- $3.06B
- P/E Ratio
- 3.1x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FG is 14.7 times larger than CIA by market capitalization ($3.06B against $209M).
- FG trades at 3.0 times trailing earnings, CIA at 4.8 times.
- FG turns 18.9% of its revenue into net income, against 10.5% for CIA.
- FG carries 22.71 times debt per unit of equity, against 8.70 times for CIA.
- FG yields 4.93% in dividends; CIA pays none.
- Both companies share the SEC industry classification Life Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CIA | FG |
|---|---|---|
| Market Cap | $209M | $3.06B |
| P/E Ratio | 4.79x | 3.05x |
| P/B Ratio | 1.21x | 0.70x |
| Dividend Yield | – | 4.93% |
| EPS | $0.86 | $7.67 |
| Book Value/Share | $3.40 | $33.41 |
| Revenue/Share | $5.08 | $42.04 |
| FCF/Share | $0.42 | – |
Profitability & Margins
| Metric | CIA | FG |
|---|---|---|
| ROE | 16.4% | 23.8% |
| ROA | 1.7% | 1.0% |
| Net Margin | 10.5% | 18.9% |
| EBT Margin | 8.5% | – |
| Tax Rate | -3.5% | – |
Financial Health
| Metric | CIA | FG |
|---|---|---|
| D/E Ratio | 8.70x | 22.71x |
| Financial Leverage | 9.70x | 23.73x |
Cash Flow
| Metric | CIA | FG |
|---|---|---|
| Operating Cash Flow | $38M | $4.38B |
| Free Cash Flow | $21M | – |
| Capital Spending | -$17M | – |
| OCF Growth YoY | -47.5% | -9.4% |
| FCF Growth YoY | -60.6% | – |
| FCF/Sales | 8.2% | – |
| CapEx/Sales | 6.5% | – |
Operational Efficiency
| Metric | CIA | FG |
|---|---|---|
| Asset Turnover | 0.15x | 0.05x |
| Fixed Assets Turnover | 28.1x | – |
Income Statement
| Metric | CIA | FG |
|---|---|---|
| Total Revenue | $257M | $5.50B |
| Net Income | $28M | $1.04B |
Dividend & Shareholder Information
| Metric | CIA | FG |
|---|---|---|
| Dividends Per Share | – | $1.15 |
| Payout Ratio | – | 15.0% |
| Shares Outstanding | 51M | 131M |
| Net Income Growth | – | 124.1% |
| EPS Growth | – | 80.0% |
CIA vs FG: stock comparison and AI forecast
Which is bigger, CIA or FG?
FG is 14.7 times larger than CIA by market capitalization ($3.06B against $209M).
Which is cheaper on earnings, CIA or FG?
FG trades at 3.0 times trailing earnings, CIA at 4.8 times.
Which one does Intratio's AI model rank higher, CIA or FG?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.