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Stock comparison · Signal date 2026-11-04

CLOV vs OSCR: stock comparison and AI forecast

Clover Health Investments, Corp. /De (CLOV) and Oscar Health, Inc. (OSCR) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Hospital & Medical Service Plans

CLOV Clover Health Investments, Corp. /De

Market Cap
$2.28B
P/E Ratio
–
Size
mid-cap
AI Forecast
Full analysis →
NYSE · Hospital & Medical Service Plans

OSCR Oscar Health, Inc.

Market Cap
$9.57B
P/E Ratio
21.4x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CLOV · OSCR

Key facts

  • OSCR is 4.2 times larger than CLOV by market capitalization ($9.57B against $2.28B).
  • OSCR carries 4.47 times debt per unit of equity, against 0.91 times for CLOV.
  • Both companies share the SEC industry classification Hospital & Medical Service Plans.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCLOVOSCR
Market Cap$2.28B$9.57B
P/E Ratio–21.38x
P/B Ratio6.06x4.66x
EPS$-0.10$1.45
Book Value/Share$0.71$6.65
Revenue/Share$4.66$49.63
FCF/Share$0.14$14.19

Profitability & Margins

MetricCLOVOSCR
ROE–26.8%
ROA–4.9%
ROIC-4.6%24.8%
Operating Margin-0.7%4.1%
Net Margin–3.6%
EBT Margin-0.8%3.9%
Tax Rate–6.6%

Financial Health

MetricCLOVOSCR
Current Ratio1.50x1.08x
D/E Ratio0.91x4.47x
Financial Leverage1.91x5.47x
Interest Coverage-4115.3x64.8x
Working Capital$162M$684M

Cash Flow

MetricCLOVOSCR
Operating Cash Flow$77M$4.42B
Free Cash Flow$74M$4.38B
Capital Spending-$3M-$39M
OCF Growth YoY–258.0%
FCF Growth YoY–264.5%
FCF/Sales3.0%28.6%
CapEx/Sales0.1%0.2%

Operational Efficiency

MetricCLOVOSCR
Asset Turnover3.44x1.36x
Receivables Turnover–40.3x
Fixed Assets Turnover342.5x150.9x
Days Sales Outstanding–9 days

Income Statement

MetricCLOVOSCR
Total Revenue$2.48B$15.32B
Operating Income-$18M$630M
Net Income–$551M
SG&A Expense–$2.43B

Dividend & Shareholder Information

MetricCLOVOSCR
Shares Outstanding531M309M
FAQ

CLOV vs OSCR: stock comparison and AI forecast

Which is bigger, CLOV or OSCR?

OSCR is 4.2 times larger than CLOV by market capitalization ($9.57B against $2.28B).

Which one does Intratio's AI model rank higher, CLOV or OSCR?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.