CLOV vs TRUP: stock comparison and AI forecast
Clover Health Investments, Corp. /De (CLOV) and Trupanion, Inc. (TRUP) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CLOV Clover Health Investments, Corp. /De
- Price
- $4.31 +62.6% · 6M
- Market Cap
- $2.28B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
TRUP Trupanion, Inc.
- Market Cap
- $1.35B
- P/E Ratio
- 78.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CLOV is 1.7 times larger than TRUP by market capitalization ($2.28B against $1.35B).
- TRUP carries 1.27 times debt per unit of equity, against 0.91 times for CLOV.
- Both companies share the SEC industry classification Hospital & Medical Service Plans.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CLOV | TRUP |
|---|---|---|
| Market Cap | $2.28B | $1.35B |
| P/E Ratio | – | 78.85x |
| P/B Ratio | 6.06x | 3.29x |
| EPS | $-0.10 | $0.39 |
| Book Value/Share | $0.71 | $9.34 |
| Revenue/Share | $4.66 | $34.66 |
| FCF/Share | $0.14 | $1.87 |
Profitability & Margins
| Metric | CLOV | TRUP |
|---|---|---|
| ROE | – | 5.7% |
| ROA | – | 2.5% |
| ROIC | -4.6% | 4.6% |
| Gross Margin | – | 16.6% |
| Operating Margin | -0.7% | 1.6% |
| Net Margin | – | 1.5% |
| EBT Margin | -0.8% | 1.7% |
| Tax Rate | – | 11.5% |
Financial Health
| Metric | CLOV | TRUP |
|---|---|---|
| Current Ratio | 1.50x | 1.77x |
| D/E Ratio | 0.91x | 1.27x |
| Financial Leverage | 1.91x | 2.27x |
| Interest Coverage | -4115.3x | 3.5x |
| Working Capital | $162M | $314M |
Cash Flow
| Metric | CLOV | TRUP |
|---|---|---|
| Operating Cash Flow | $77M | $94M |
| Free Cash Flow | $74M | $82M |
| Capital Spending | -$3M | -$12M |
| OCF Growth YoY | – | 34.4% |
| FCF Growth YoY | – | 34.0% |
| FCF/Sales | 3.0% | 5.4% |
| CapEx/Sales | 0.1% | 0.8% |
Operational Efficiency
| Metric | CLOV | TRUP |
|---|---|---|
| Asset Turnover | 3.44x | 1.63x |
| Fixed Assets Turnover | 342.5x | 15.0x |
| Payables Period | – | 3 days |
Income Statement
| Metric | CLOV | TRUP |
|---|---|---|
| Total Revenue | $2.48B | $1.52B |
| Operating Income | -$18M | $24M |
| Net Income | – | $23M |
| SG&A Expense | – | $241M |
| Cost of Goods Sold | – | $1.27B |
Dividend & Shareholder Information
| Metric | CLOV | TRUP |
|---|---|---|
| Shares Outstanding | 531M | 44M |
| Net Income Growth | – | 110.8% |
| EPS Growth | – | 200.0% |
CLOV vs TRUP: stock comparison and AI forecast
Which is bigger, CLOV or TRUP?
CLOV is 1.7 times larger than TRUP by market capitalization ($2.28B against $1.35B).
Which one does Intratio's AI model rank higher, CLOV or TRUP?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.