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Stock comparison · Signal date 2026-11-06

CLST vs FDSB: stock comparison and AI forecast

Catalyst Bancorp, Inc. (CLST) and Fifth District Bancorp, Inc. (FDSB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Savings Institution, Federally Chartered

CLST Catalyst Bancorp, Inc.

Market Cap
$72M
P/E Ratio
32.0x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Savings Institution, Federally Chartered

FDSB Fifth District Bancorp, Inc.

Price
$17.67 +16.2% · 6M
Market Cap
$93M
P/E Ratio
65.4x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CLST · FDSB

Key facts

  • FDSB is 1.3 times larger than CLST by market capitalization ($93M against $72M).
  • CLST trades at 32.0 times trailing earnings, FDSB at 65.4 times.
  • CLST turns 17.8% of its revenue into net income, against 9.1% for FDSB.
  • FDSB carries 3.12 times debt per unit of equity, against 2.51 times for CLST.
  • Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCLSTFDSB
Market Cap$72M$93M
P/E Ratio31.99x65.39x
P/B Ratio0.87x0.72x
EPS$0.56$0.27
Book Value/Share$20.46$24.64
Revenue/Share$2.82$3.46
FCF/Share$0.80$0.24

Profitability & Margins

MetricCLSTFDSB
ROE2.5%1.3%
ROA0.7%0.3%
Net Margin17.8%9.1%
EBT Margin22.1%11.2%
Tax Rate19.2%18.3%

Financial Health

MetricCLSTFDSB
D/E Ratio2.51x3.12x
Financial Leverage3.51x4.12x

Cash Flow

MetricCLSTFDSB
Operating Cash Flow$3M$2M
Free Cash Flow$3M$1M
Capital Spending-$90K-$710K
OCF Growth YoY7.0%45.6%
FCF Growth YoY14.3%18.3%
FCF/Sales28.4%7.0%
CapEx/Sales0.8%3.9%

Operational Efficiency

MetricCLSTFDSB
Asset Turnover0.04x0.03x
Fixed Assets Turnover2.0x1.5x

Income Statement

MetricCLSTFDSB
Total Revenue$11M$18M
Net Income$2M$2M

Dividend & Shareholder Information

MetricCLSTFDSB
Shares Outstanding4M5M
Net Income Growth-6.5%-35.7%
EPS Growth51.4%-32.5%
FAQ

CLST vs FDSB: stock comparison and AI forecast

Which is bigger, CLST or FDSB?

FDSB is 1.3 times larger than CLST by market capitalization ($93M against $72M).

Which is cheaper on earnings, CLST or FDSB?

CLST trades at 32.0 times trailing earnings, FDSB at 65.4 times.

Which one does Intratio's AI model rank higher, CLST or FDSB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.