CNO vs UNM: stock comparison and AI forecast
Cno Financial Group, Inc. (CNO) and Unum Group (UNM) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CNO Cno Financial Group, Inc.
- Market Cap
- $5.31B
- P/E Ratio
- 21.1x
- Size
- mid-cap
- AI Forecast
UNM Unum Group
- Market Cap
- $14.41B
- P/E Ratio
- 21.1x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- UNM is 2.7 times larger than CNO by market capitalization ($14.41B against $5.31B).
- CNO trades at 21.1 times trailing earnings, UNM at 21.1 times.
- CNO turns 6.2% of its revenue into net income, against 6.1% for UNM.
- CNO carries 14.38 times debt per unit of equity, against 4.57 times for UNM.
- UNM yields 2.13% in dividends and CNO 1.25%.
- Both companies share the SEC industry classification Accident & Health Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CNO | UNM |
|---|---|---|
| Market Cap | $5.31B | $14.41B |
| P/E Ratio | 21.10x | 21.12x |
| P/B Ratio | 2.05x | 1.28x |
| Dividend Yield | 1.25% | 2.13% |
| EPS | $2.72 | $4.31 |
| Book Value/Share | $28.01 | $70.84 |
| Revenue/Share | $50.22 | $84.32 |
| FCF/Share | – | $4.38 |
Profitability & Margins
| Metric | CNO | UNM |
|---|---|---|
| ROE | 11.1% | 6.8% |
| ROA | 0.7% | 1.2% |
| Operating Margin | 13.3% | – |
| Net Margin | 6.2% | 6.1% |
| EBT Margin | 7.9% | 7.3% |
| Tax Rate | 21.4% | 22.4% |
Financial Health
| Metric | CNO | UNM |
|---|---|---|
| D/E Ratio | 14.38x | 4.57x |
| Financial Leverage | 15.38x | 5.57x |
| Interest Coverage | 2.7x | – |
Cash Flow
| Metric | CNO | UNM |
|---|---|---|
| Operating Cash Flow | $699M | $830M |
| Free Cash Flow | – | $693M |
| Capital Spending | – | -$137M |
| OCF Growth YoY | -0.8% | -47.4% |
| FCF Growth YoY | – | -52.0% |
| FCF/Sales | – | 5.2% |
| CapEx/Sales | – | 1.0% |
Operational Efficiency
| Metric | CNO | UNM |
|---|---|---|
| Asset Turnover | 0.12x | 0.21x |
| Fixed Assets Turnover | – | 26.4x |
Income Statement
| Metric | CNO | UNM |
|---|---|---|
| Total Revenue | $4.65B | $13.35B |
| Operating Income | $617M | – |
| Net Income | $287M | $756M |
Dividend & Shareholder Information
| Metric | CNO | UNM |
|---|---|---|
| Dividends Per Share | $0.72 | $1.94 |
| Payout Ratio | 26.5% | 45.0% |
| Shares Outstanding | 93M | 158M |
| Net Income Growth | 2.3% | -44.9% |
| EPS Growth | 5.4% | -48.4% |
CNO vs UNM: stock comparison and AI forecast
Which is bigger, CNO or UNM?
UNM is 2.7 times larger than CNO by market capitalization ($14.41B against $5.31B).
Which is cheaper on earnings, CNO or UNM?
CNO trades at 21.1 times trailing earnings, UNM at 21.1 times.
Which one does Intratio's AI model rank higher, CNO or UNM?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.