PFG vs UNM: stock comparison and AI forecast
Principal Financial Group Inc (PFG) and Unum Group (UNM) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PFG Principal Financial Group Inc
- Market Cap
- $24.78B
- P/E Ratio
- 12.3x
- Size
- large-cap
- AI Forecast
UNM Unum Group
- Market Cap
- $14.41B
- P/E Ratio
- 21.1x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- PFG is 1.7 times larger than UNM by market capitalization ($24.78B against $14.41B).
- PFG trades at 12.3 times trailing earnings, UNM at 21.1 times.
- PFG turns 11.9% of its revenue into net income, against 6.1% for UNM.
- PFG carries 27.63 times debt per unit of equity, against 4.57 times for UNM.
- PFG yields 2.83% in dividends and UNM 2.13%.
- Both companies share the SEC industry classification Accident & Health Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PFG | UNM |
|---|---|---|
| Market Cap | $24.78B | $14.41B |
| P/E Ratio | 12.28x | 21.12x |
| P/B Ratio | 2.10x | 1.28x |
| Dividend Yield | 2.83% | 2.13% |
| EPS | $9.19 | $4.31 |
| Book Value/Share | $53.78 | $70.84 |
| Revenue/Share | $75.68 | $84.32 |
| FCF/Share | – | $4.38 |
Profitability & Margins
| Metric | PFG | UNM |
|---|---|---|
| ROE | 16.7% | 6.8% |
| ROA | 0.6% | 1.2% |
| Net Margin | 11.9% | 6.1% |
| EBT Margin | – | 7.3% |
| Tax Rate | – | 22.4% |
Financial Health
| Metric | PFG | UNM |
|---|---|---|
| D/E Ratio | 27.63x | 4.57x |
| Financial Leverage | 28.67x | 5.57x |
Cash Flow
| Metric | PFG | UNM |
|---|---|---|
| Operating Cash Flow | $5.53B | $830M |
| Free Cash Flow | – | $693M |
| Capital Spending | – | -$137M |
| OCF Growth YoY | 30.2% | -47.4% |
| FCF Growth YoY | – | -52.0% |
| FCF/Sales | – | 5.2% |
| CapEx/Sales | – | 1.0% |
Operational Efficiency
| Metric | PFG | UNM |
|---|---|---|
| Asset Turnover | 0.05x | 0.21x |
| Fixed Assets Turnover | 20.7x | 26.4x |
Income Statement
| Metric | PFG | UNM |
|---|---|---|
| Total Revenue | $16.63B | $13.35B |
| Net Income | $1.98B | $756M |
Dividend & Shareholder Information
| Metric | PFG | UNM |
|---|---|---|
| Dividends Per Share | $3.19 | $1.94 |
| Payout Ratio | 34.7% | 45.0% |
| Shares Outstanding | 220M | 158M |
| Net Income Growth | 25.6% | -44.9% |
| EPS Growth | 38.0% | -48.4% |
PFG vs UNM: stock comparison and AI forecast
Which is bigger, PFG or UNM?
PFG is 1.7 times larger than UNM by market capitalization ($24.78B against $14.41B).
Which is cheaper on earnings, PFG or UNM?
PFG trades at 12.3 times trailing earnings, UNM at 21.1 times.
Which one does Intratio's AI model rank higher, PFG or UNM?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.