CPSS vs LDI: stock comparison and AI forecast
Consumer Portfolio Services, Inc. (CPSS) and Loandepot, Inc. (LDI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CPSS Consumer Portfolio Services, Inc.
- Price
- $9.88 -3.8% · 6M
- Market Cap
- $216M
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
LDI Loandepot, Inc.
- Market Cap
- $216M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CPSS and LDI have similar market capitalizations ($216M and $216M).
- CPSS turns 5.0% of its revenue into net income, against -4.8% for LDI.
- LDI carries 31.65 times debt per unit of equity, against 13.89 times for CPSS.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CPSS | LDI |
|---|---|---|
| Market Cap | $216M | $216M |
| P/E Ratio | 10.98x | – |
| P/B Ratio | 0.67x | 1.08x |
| EPS | $0.90 | $-0.36 |
| Book Value/Share | $14.85 | $0.59 |
| Revenue/Share | $21.74 | $4.17 |
| FCF/Share | $16.42 | $-0.82 |
Profitability & Margins
| Metric | CPSS | LDI |
|---|---|---|
| ROE | 7.3% | -34.6% |
| ROA | 0.5% | -1.0% |
| Net Margin | 5.0% | -4.8% |
| EBT Margin | 7.2% | -9.1% |
| Tax Rate | 31.0% | 15.9% |
Financial Health
| Metric | CPSS | LDI |
|---|---|---|
| D/E Ratio | 13.89x | 31.65x |
| Financial Leverage | 14.89x | 33.31x |
Cash Flow
| Metric | CPSS | LDI |
|---|---|---|
| Operating Cash Flow | $360M | $31M |
| Free Cash Flow | $359M | -$276M |
| Capital Spending | -$1M | -$307M |
| OCF Growth YoY | 28.1% | – |
| FCF Growth YoY | 27.9% | – |
| FCF/Sales | 75.5% | -19.6% |
| CapEx/Sales | 0.3% | 21.8% |
Operational Efficiency
| Metric | CPSS | LDI |
|---|---|---|
| Asset Turnover | 0.10x | 0.21x |
| Fixed Assets Turnover | 339.3x | 21.5x |
Income Statement
| Metric | CPSS | LDI |
|---|---|---|
| Total Revenue | $475M | $1.41B |
| Net Income | $24M | -$70M |
| SG&A Expense | $88M | – |
Dividend & Shareholder Information
| Metric | CPSS | LDI |
|---|---|---|
| Shares Outstanding | 22M | 338M |
| Net Income Growth | 21.6% | – |
| EPS Growth | 13.9% | – |
CPSS vs LDI: stock comparison and AI forecast
Which is bigger, CPSS or LDI?
CPSS and LDI have similar market capitalizations ($216M and $216M).
Which one does Intratio's AI model rank higher, CPSS or LDI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.