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Stock comparison · Signal date 2026-11-06

CSBA vs PFSB: stock comparison and AI forecast

Csb Financial Inc. (CSBA) and Pfs Bancorp, Inc. (PFSB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
OTC · Savings Institutions, Not Federally Chartered

CSBA Csb Financial Inc.

Market Cap
$20M
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
OTC · Savings Institutions, Not Federally Chartered

PFSB Pfs Bancorp, Inc.

Price
$20.30 +11.0% · 6M
Market Cap
$31M
P/E Ratio
18.9x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CSBA · PFSB

Key facts

  • PFSB is 1.6 times larger than CSBA by market capitalization ($31M against $20M).
  • CSBA carries 6.46 times debt per unit of equity, against 4.38 times for PFSB.
  • Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCSBAPFSB
Market Cap$20M$31M
P/E Ratio–18.93x
P/B Ratio1.23x0.83x
EPS–$1.07
Book Value/Share$11.43$24.60
Revenue/Share–$4.48

Profitability & Margins

MetricCSBAPFSB
ROE–4.4%
ROA–0.8%
Net Margin–24.4%
EBT Margin–30.1%
Tax Rate–19.0%

Financial Health

MetricCSBAPFSB
D/E Ratio6.46x4.38x
Financial Leverage7.46x5.38x

Cash Flow

MetricCSBAPFSB
Operating Cash Flow–$2M
OCF Growth YoY–32.4%

Operational Efficiency

MetricCSBAPFSB
Asset Turnover–0.03x
Fixed Assets Turnover–3.4x

Income Statement

MetricCSBAPFSB
Total Revenue–$7M
Net Income–$2M

Dividend & Shareholder Information

MetricCSBAPFSB
Shares Outstanding1M2M
Net Income Growth–34.9%
EPS Growth–55.1%
FAQ

CSBA vs PFSB: stock comparison and AI forecast

Which is bigger, CSBA or PFSB?

PFSB is 1.6 times larger than CSBA by market capitalization ($31M against $20M).

Which one does Intratio's AI model rank higher, CSBA or PFSB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.