CVBF vs TCBI: stock comparison and AI forecast
Cvb Financial Corp (CVBF) and Texas Capital Bancshares Inc/Tx (TCBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CVBF Cvb Financial Corp
- Market Cap
- $4.04B
- P/E Ratio
- 15.9x
- Size
- mid-cap
- AI Forecast
TCBI Texas Capital Bancshares Inc/Tx
- Market Cap
- $4.42B
- P/E Ratio
- 12.0x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CVBF and TCBI have similar market capitalizations ($4.04B and $4.42B).
- TCBI trades at 12.0 times trailing earnings, CVBF at 15.9 times.
- CVBF turns 36.1% of its revenue into net income, against 27.3% for TCBI.
- TCBI carries 8.30 times debt per unit of equity, against 5.68 times for CVBF.
- CVBF yields 2.71% in dividends; TCBI pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CVBF | TCBI |
|---|---|---|
| Market Cap | $4.04B | $4.42B |
| P/E Ratio | 15.92x | 11.97x |
| P/B Ratio | 1.27x | 1.21x |
| Dividend Yield | 2.71% | – |
| EPS | $1.44 | $8.70 |
| Book Value/Share | $18.01 | $85.97 |
| Revenue/Share | $3.25 | $30.20 |
| FCF/Share | $3.25 | $12.22 |
Profitability & Margins
| Metric | CVBF | TCBI |
|---|---|---|
| ROE | 6.5% | 9.4% |
| ROA | 1.0% | – |
| Net Margin | 36.1% | 27.3% |
| EBT Margin | 48.4% | 37.7% |
| Tax Rate | 25.3% | 23.5% |
Financial Health
| Metric | CVBF | TCBI |
|---|---|---|
| D/E Ratio | 5.68x | 8.30x |
| Financial Leverage | 6.68x | – |
| Interest Coverage | 2.6x | – |
Cash Flow
| Metric | CVBF | TCBI |
|---|---|---|
| Operating Cash Flow | $577M | $529M |
| Free Cash Flow | $572M | $519M |
| Capital Spending | -$4M | -$10M |
| OCF Growth YoY | 139.3% | 113.2% |
| FCF Growth YoY | 142.2% | 127.7% |
| FCF/Sales | 100.0% | 40.5% |
| CapEx/Sales | 0.8% | 0.8% |
Operational Efficiency
| Metric | CVBF | TCBI |
|---|---|---|
| Asset Turnover | 0.03x | – |
| Fixed Assets Turnover | 17.3x | 14.4x |
Income Statement
| Metric | CVBF | TCBI |
|---|---|---|
| Total Revenue | $572M | $1.28B |
| Net Income | $207M | $344M |
Dividend & Shareholder Information
| Metric | CVBF | TCBI |
|---|---|---|
| Dividends Per Share | $0.62 | – |
| Payout Ratio | 43.1% | – |
| Shares Outstanding | 176M | 42M |
| Net Income Growth | 1.5% | 14.6% |
| EPS Growth | -0.7% | 54.0% |
CVBF vs TCBI: stock comparison and AI forecast
Which is bigger, CVBF or TCBI?
CVBF and TCBI have similar market capitalizations ($4.04B and $4.42B).
Which is cheaper on earnings, CVBF or TCBI?
TCBI trades at 12.0 times trailing earnings, CVBF at 15.9 times.
Which one does Intratio's AI model rank higher, CVBF or TCBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.