FFIN vs TCBI: stock comparison and AI forecast
First Financial Bankshares Inc (FFIN) and Texas Capital Bancshares Inc/Tx (TCBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FFIN First Financial Bankshares Inc
- Price
- $31.44 -1.1% · 6M
- Market Cap
- $4.51B
- P/E Ratio
- 17.5x
- Size
- mid-cap
- AI Forecast
TCBI Texas Capital Bancshares Inc/Tx
- Market Cap
- $4.42B
- P/E Ratio
- 12.0x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FFIN and TCBI have similar market capitalizations ($4.51B and $4.42B).
- TCBI trades at 12.0 times trailing earnings, FFIN at 17.5 times.
- FFIN turns 41.2% of its revenue into net income, against 27.3% for TCBI.
- TCBI carries 8.30 times debt per unit of equity, against 6.34 times for FFIN.
- FFIN yields 2.42% in dividends; TCBI pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FFIN | TCBI |
|---|---|---|
| Market Cap | $4.51B | $4.42B |
| P/E Ratio | 17.47x | 11.97x |
| P/B Ratio | 4.28x | 1.21x |
| Dividend Yield | 2.42% | – |
| EPS | $1.80 | $8.70 |
| Book Value/Share | $7.35 | $85.97 |
| Revenue/Share | $4.45 | $30.20 |
| FCF/Share | $2.27 | $12.22 |
Profitability & Margins
| Metric | FFIN | TCBI |
|---|---|---|
| ROE | 14.6% | 9.4% |
| Net Margin | 41.2% | 27.3% |
| EBT Margin | 87.9% | 37.7% |
| Tax Rate | 18.0% | 23.5% |
Financial Health
| Metric | FFIN | TCBI |
|---|---|---|
| D/E Ratio | 6.34x | 8.30x |
Cash Flow
| Metric | FFIN | TCBI |
|---|---|---|
| Operating Cash Flow | $347M | $529M |
| Free Cash Flow | $325M | $519M |
| Capital Spending | -$21M | -$10M |
| OCF Growth YoY | 14.3% | 113.2% |
| FCF Growth YoY | 11.9% | 127.7% |
| FCF/Sales | 51.0% | 40.5% |
| CapEx/Sales | 3.4% | 0.8% |
Operational Efficiency
| Metric | FFIN | TCBI |
|---|---|---|
| Fixed Assets Turnover | 4.1x | 14.4x |
Income Statement
| Metric | FFIN | TCBI |
|---|---|---|
| Total Revenue | $637M | $1.28B |
| Net Income | $154M | $344M |
Dividend & Shareholder Information
| Metric | FFIN | TCBI |
|---|---|---|
| Dividends Per Share | $0.76 | – |
| Payout Ratio | 42.2% | – |
| Shares Outstanding | 143M | 42M |
| Net Income Growth | 0.0% | 14.6% |
| EPS Growth | 8.4% | 54.0% |
FFIN vs TCBI: stock comparison and AI forecast
Which is bigger, FFIN or TCBI?
FFIN and TCBI have similar market capitalizations ($4.51B and $4.42B).
Which is cheaper on earnings, FFIN or TCBI?
TCBI trades at 12.0 times trailing earnings, FFIN at 17.5 times.
Which one does Intratio's AI model rank higher, FFIN or TCBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.