AUB vs FFIN: stock comparison and AI forecast
Atlantic Union Bankshares Corp (AUB) and First Financial Bankshares Inc (FFIN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
AUB Atlantic Union Bankshares Corp
- Market Cap
- $5.61B
- P/E Ratio
- 13.0x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
FFIN First Financial Bankshares Inc
- Price
- $31.44 -1.1% · 6M
- Market Cap
- $4.51B
- P/E Ratio
- 17.5x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- AUB is 1.2 times larger than FFIN by market capitalization ($5.61B against $4.51B).
- AUB trades at 13.0 times trailing earnings, FFIN at 17.5 times.
- FFIN turns 41.2% of its revenue into net income, against 28.6% for AUB.
- AUB carries 6.39 times debt per unit of equity, against 6.34 times for FFIN.
- AUB yields 3.91% in dividends and FFIN 2.42%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | AUB | FFIN |
|---|---|---|
| Market Cap | $5.61B | $4.51B |
| P/E Ratio | 13.00x | 17.47x |
| P/B Ratio | 1.09x | 4.28x |
| Dividend Yield | 3.91% | 2.42% |
| EPS | $3.02 | $1.80 |
| Book Value/Share | $36.08 | $7.35 |
| Revenue/Share | $11.93 | $4.45 |
| FCF/Share | – | $2.27 |
Profitability & Margins
| Metric | AUB | FFIN |
|---|---|---|
| ROE | 9.5% | 14.6% |
| ROA | 1.3% | – |
| Net Margin | 28.6% | 41.2% |
| EBT Margin | 36.2% | 87.9% |
| Tax Rate | 21.0% | 18.0% |
Financial Health
| Metric | AUB | FFIN |
|---|---|---|
| D/E Ratio | 6.39x | 6.34x |
| Financial Leverage | 7.39x | – |
Cash Flow
| Metric | AUB | FFIN |
|---|---|---|
| Operating Cash Flow | $549M | $347M |
| Free Cash Flow | – | $325M |
| Capital Spending | – | -$21M |
| OCF Growth YoY | -74.2% | 14.3% |
| FCF Growth YoY | – | 11.9% |
| FCF/Sales | – | 51.0% |
| CapEx/Sales | – | 3.4% |
Operational Efficiency
| Metric | AUB | FFIN |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 10.4x | 4.1x |
Income Statement
| Metric | AUB | FFIN |
|---|---|---|
| Total Revenue | $1.70B | $637M |
| Net Income | $487M | $154M |
Dividend & Shareholder Information
| Metric | AUB | FFIN |
|---|---|---|
| Dividends Per Share | $1.53 | $0.76 |
| Payout Ratio | 50.7% | 42.2% |
| Shares Outstanding | 143M | 143M |
| Net Income Growth | 139.1% | 0.0% |
| EPS Growth | 43.1% | 8.4% |
AUB vs FFIN: stock comparison and AI forecast
Which is bigger, AUB or FFIN?
AUB is 1.2 times larger than FFIN by market capitalization ($5.61B against $4.51B).
Which is cheaper on earnings, AUB or FFIN?
AUB trades at 13.0 times trailing earnings, FFIN at 17.5 times.
Which one does Intratio's AI model rank higher, AUB or FFIN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.