CZFS vs PKBK: stock comparison and AI forecast
Citizens Financial Services Inc (CZFS) and Parke Bancorp, Inc. (PKBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CZFS Citizens Financial Services Inc
- Market Cap
- $408M
- P/E Ratio
- 9.5x
- Size
- small-cap
- AI Forecast
PKBK Parke Bancorp, Inc.
- Price
- $32.62 +5.7% · 6M
- Market Cap
- $384M
- P/E Ratio
- 9.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CZFS and PKBK have similar market capitalizations ($408M and $384M).
- PKBK trades at 9.0 times trailing earnings, CZFS at 9.5 times.
- CZFS carries 9.99 times debt per unit of equity, against 5.55 times for PKBK.
- CZFS yields 2.38% in dividends and PKBK 2.30%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CZFS | PKBK |
|---|---|---|
| Market Cap | $408M | $384M |
| P/E Ratio | 9.50x | 8.99x |
| P/B Ratio | 1.55x | 1.08x |
| Dividend Yield | 2.38% | 2.30% |
| EPS | $8.93 | $3.63 |
| Book Value/Share | $54.73 | $30.28 |
| Revenue/Share | $24.78 | $7.76 |
| FCF/Share | $8.37 | $3.93 |
Profitability & Margins
| Metric | CZFS | PKBK |
|---|---|---|
| ROE | – | 13.3% |
| ROA | – | 2.0% |
| Net Margin | – | 51.9% |
| EBT Margin | 85.8% | 68.8% |
| Tax Rate | 18.4% | 24.5% |
Financial Health
| Metric | CZFS | PKBK |
|---|---|---|
| D/E Ratio | 9.99x | 5.55x |
| Financial Leverage | – | 6.55x |
Cash Flow
| Metric | CZFS | PKBK |
|---|---|---|
| Operating Cash Flow | $40M | $47M |
| Free Cash Flow | $40M | $46M |
| Capital Spending | $360K | -$330K |
| OCF Growth YoY | 31.8% | 38.4% |
| FCF Growth YoY | 46.4% | 39.9% |
| FCF/Sales | 33.8% | 50.7% |
| CapEx/Sales | 0.3% | 0.4% |
Operational Efficiency
| Metric | CZFS | PKBK |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | 5.8x | 16.7x |
Income Statement
| Metric | CZFS | PKBK |
|---|---|---|
| Total Revenue | $119M | $91M |
| Net Income | – | $47M |
Dividend & Shareholder Information
| Metric | CZFS | PKBK |
|---|---|---|
| Dividends Per Share | $2.02 | $0.75 |
| Payout Ratio | 22.6% | 20.7% |
| Shares Outstanding | 5M | 12M |
| Net Income Growth | – | 38.9% |
| EPS Growth | 25.6% | 34.4% |
CZFS vs PKBK: stock comparison and AI forecast
Which is bigger, CZFS or PKBK?
CZFS and PKBK have similar market capitalizations ($408M and $384M).
Which is cheaper on earnings, CZFS or PKBK?
PKBK trades at 9.0 times trailing earnings, CZFS at 9.5 times.
Which one does Intratio's AI model rank higher, CZFS or PKBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.