Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-04

DGICA vs ROOT: stock comparison and AI forecast

Donegal Group Inc (DGICA) and Root, Inc. (ROOT) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Fire, Marine & Casualty Insurance

DGICA Donegal Group Inc

Market Cap
$693M
P/E Ratio
9.8x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Fire, Marine & Casualty Insurance

ROOT Root, Inc.

Price
$51.76 -5.0% · 6M
Market Cap
$802M
P/E Ratio
14.5x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

DGICA · ROOT

Key facts

  • ROOT is 1.2 times larger than DGICA by market capitalization ($802M against $693M).
  • DGICA trades at 9.8 times trailing earnings, ROOT at 14.5 times.
  • DGICA yields 3.87% in dividends; ROOT pays none.
  • Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricDGICAROOT
Market Cap$693M$802M
P/E Ratio9.75x14.46x
P/B Ratio1.04x–
Dividend Yield3.87%–
EPS–$3.58
Book Value/Share$17.95–
Revenue/Share$25.94$101.17

Profitability & Margins

MetricDGICAROOT
ROE10.7%–
ROA2.9%–
Operating Margin–42.7%
Net Margin7.4%–
EBT Margin9.1%30.7%
Tax Rate18.9%1.4%

Financial Health

MetricDGICAROOT
D/E Ratio2.73x–
Financial Leverage3.73x–
Interest Coverage–0.5x

Cash Flow

MetricDGICAROOT
Operating Cash Flow$58M$194M
OCF Growth YoY-25.9%-1.5%

Operational Efficiency

MetricDGICAROOT
Asset Turnover0.39x–
Fixed Assets Turnover844.1x–

Income Statement

MetricDGICAROOT
Total Revenue$963M$1.57B
Operating Income–$86M
Net Income$71M–
SG&A Expense–$319M

Dividend & Shareholder Information

MetricDGICAROOT
Dividends Per Share$0.72–
Shares Outstanding37M15M
Net Income Growth-14.2%–
EPS Growth–-24.0%
FAQ

DGICA vs ROOT: stock comparison and AI forecast

Which is bigger, DGICA or ROOT?

ROOT is 1.2 times larger than DGICA by market capitalization ($802M against $693M).

Which is cheaper on earnings, DGICA or ROOT?

DGICA trades at 9.8 times trailing earnings, ROOT at 14.5 times.

Which one does Intratio's AI model rank higher, DGICA or ROOT?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.