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Stock comparison · Signal date 2026-11-04

DGICA vs EIG: stock comparison and AI forecast

Donegal Group Inc (DGICA) and Employers Holdings, Inc. (EIG) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Fire, Marine & Casualty Insurance

DGICA Donegal Group Inc

Price
$18.68 +13.0% · 6M
Market Cap
$693M
P/E Ratio
9.8x
Size
small-cap
AI Forecast
Full analysis →
NYSE · Fire, Marine & Casualty Insurance

EIG Employers Holdings, Inc.

Market Cap
$830M
P/E Ratio
26.0x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

DGICA · EIG

Key facts

  • EIG is 1.2 times larger than DGICA by market capitalization ($830M against $693M).
  • DGICA trades at 9.8 times trailing earnings, EIG at 26.0 times.
  • DGICA turns 7.4% of its revenue into net income, against 3.5% for EIG.
  • EIG carries 3.14 times debt per unit of equity, against 2.73 times for DGICA.
  • DGICA yields 3.87% in dividends and EIG 3.12%.
  • Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricDGICAEIG
Market Cap$693M$830M
P/E Ratio9.75x26.01x
P/B Ratio1.04x1.06x
Dividend Yield3.87%3.12%
EPS–$1.82
Book Value/Share$17.95$44.80
Revenue/Share$25.94$44.91

Profitability & Margins

MetricDGICAEIG
ROE10.7%3.5%
ROA2.9%0.8%
Net Margin7.4%3.5%
EBT Margin9.1%4.1%
Tax Rate18.9%14.9%

Financial Health

MetricDGICAEIG
D/E Ratio2.73x3.14x
Financial Leverage3.73x4.14x

Cash Flow

MetricDGICAEIG
Operating Cash Flow$58M-$19M
OCF Growth YoY-25.9%-132.9%

Operational Efficiency

MetricDGICAEIG
Asset Turnover0.39x0.24x
Fixed Assets Turnover844.1x127.0x

Income Statement

MetricDGICAEIG
Total Revenue$963M$788M
Net Income$71M$28M

Dividend & Shareholder Information

MetricDGICAEIG
Dividends Per Share$0.72$1.48
Payout Ratio–81.3%
Shares Outstanding37M18M
Net Income Growth-14.2%-56.0%
EPS Growth–-9.4%
FAQ

DGICA vs EIG: stock comparison and AI forecast

Which is bigger, DGICA or EIG?

EIG is 1.2 times larger than DGICA by market capitalization ($830M against $693M).

Which is cheaper on earnings, DGICA or EIG?

DGICA trades at 9.8 times trailing earnings, EIG at 26.0 times.

Which one does Intratio's AI model rank higher, DGICA or EIG?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.