ECBK vs RBKB: stock comparison and AI forecast
Ecb Bancorp, Inc. /Md/ (ECBK) and Rhinebeck Bancorp, Inc. (RBKB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ECBK Ecb Bancorp, Inc. /Md/
- Market Cap
- $188M
- P/E Ratio
- 18.6x
- Size
- small-cap
- AI Forecast
RBKB Rhinebeck Bancorp, Inc.
- Market Cap
- $203M
- P/E Ratio
- 14.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ECBK and RBKB have similar market capitalizations ($188M and $203M).
- RBKB trades at 14.3 times trailing earnings, ECBK at 18.6 times.
- ECBK turns 29.9% of its revenue into net income, against 18.9% for RBKB.
- RBKB carries 9.53 times debt per unit of equity, against 8.29 times for ECBK.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ECBK | RBKB |
|---|---|---|
| Market Cap | $188M | $203M |
| P/E Ratio | 18.57x | 14.28x |
| P/B Ratio | 1.05x | 1.46x |
| EPS | $1.16 | $0.91 |
| Book Value/Share | $20.59 | $8.93 |
| Revenue/Share | $4.37 | $3.33 |
| FCF/Share | $2.56 | $0.81 |
Profitability & Margins
| Metric | ECBK | RBKB |
|---|---|---|
| ROE | 6.3% | 7.1% |
| ROA | 0.7% | 0.7% |
| Net Margin | 29.9% | 18.9% |
| EBT Margin | 40.5% | 24.0% |
| Tax Rate | 26.2% | 21.1% |
Financial Health
| Metric | ECBK | RBKB |
|---|---|---|
| D/E Ratio | 8.29x | 9.53x |
| Financial Leverage | 9.29x | 10.53x |
Cash Flow
| Metric | ECBK | RBKB |
|---|---|---|
| Operating Cash Flow | $23M | $14M |
| Free Cash Flow | $22M | $13M |
| Capital Spending | -$360K | -$1M |
| OCF Growth YoY | 244.6% | 109.2% |
| FCF Growth YoY | 242.6% | 111.0% |
| FCF/Sales | 58.7% | 24.4% |
| CapEx/Sales | 0.9% | 2.7% |
Operational Efficiency
| Metric | ECBK | RBKB |
|---|---|---|
| Asset Turnover | 0.02x | 0.04x |
| Fixed Assets Turnover | 10.9x | 3.9x |
Income Statement
| Metric | ECBK | RBKB |
|---|---|---|
| Total Revenue | $38M | $52M |
| Net Income | $11M | $10M |
Dividend & Shareholder Information
| Metric | ECBK | RBKB |
|---|---|---|
| Shares Outstanding | 9M | 16M |
| Net Income Growth | 114.8% | – |
| EPS Growth | 107.1% | – |
ECBK vs RBKB: stock comparison and AI forecast
Which is bigger, ECBK or RBKB?
ECBK and RBKB have similar market capitalizations ($188M and $203M).
Which is cheaper on earnings, ECBK or RBKB?
RBKB trades at 14.3 times trailing earnings, ECBK at 18.6 times.
Which one does Intratio's AI model rank higher, ECBK or RBKB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.