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Stock comparison · Signal date 2026-11-03

FCBM vs PCB: stock comparison and AI forecast

First Carolina Financial Services, Inc. (FCBM) and Pcb Bancorp (PCB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · State Commercial Banks

FCBM First Carolina Financial Services, Inc.

Market Cap
$405M
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

PCB Pcb Bancorp

Price
$29.94 +24.2% · 6M
Market Cap
$420M
P/E Ratio
11.1x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FCBM · PCB

Key facts

  • FCBM and PCB have similar market capitalizations ($405M and $420M).
  • PCB carries 7.67 times debt per unit of equity, against 6.93 times for FCBM.
  • PCB yields 2.85% in dividends; FCBM pays none.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFCBMPCB
Market Cap$405M$420M
P/E Ratio–11.13x
P/B Ratio0.94x1.05x
Dividend Yield–2.85%
EPS–$2.69
Book Value/Share$13.83$28.51
Revenue/Share–$8.43
FCF/Share–$2.91

Profitability & Margins

MetricFCBMPCB
ROE–10.4%
ROA–1.2%
Net Margin–35.3%
EBT Margin–49.5%
Tax Rate–28.6%

Financial Health

MetricFCBMPCB
D/E Ratio6.93x7.67x
Financial Leverage7.93x8.67x

Cash Flow

MetricFCBMPCB
Operating Cash Flow–$41M
Free Cash Flow–$41M
Capital Spending–-$510K
OCF Growth YoY–77.2%
FCF Growth YoY–90.4%
FCF/Sales–34.5%
CapEx/Sales–0.4%

Operational Efficiency

MetricFCBMPCB
Asset Turnover–0.03x
Fixed Assets Turnover–16.2x

Income Statement

MetricFCBMPCB
Total Revenue–$118M
Net Income–$42M

Dividend & Shareholder Information

MetricFCBMPCB
Dividends Per Share–$0.85
Payout Ratio–31.6%
Shares Outstanding31M14M
Net Income Growth–32.4%
EPS Growth–39.4%
FAQ

FCBM vs PCB: stock comparison and AI forecast

Which is bigger, FCBM or PCB?

FCBM and PCB have similar market capitalizations ($405M and $420M).

Which one does Intratio's AI model rank higher, FCBM or PCB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.