CHMG vs PCB: stock comparison and AI forecast
Chemung Financial Corp (CHMG) and Pcb Bancorp (PCB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CHMG Chemung Financial Corp
- Market Cap
- $414M
- P/E Ratio
- 12.4x
- Size
- small-cap
- AI Forecast
PCB Pcb Bancorp
- Price
- $29.94 +24.2% · 6M
- Market Cap
- $420M
- P/E Ratio
- 11.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CHMG and PCB have similar market capitalizations ($414M and $420M).
- PCB trades at 11.1 times trailing earnings, CHMG at 12.3 times.
- PCB turns 35.3% of its revenue into net income, against 28.7% for CHMG.
- CHMG carries 9.43 times debt per unit of equity, against 7.67 times for PCB.
- PCB yields 2.85% in dividends and CHMG 1.58%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CHMG | PCB |
|---|---|---|
| Market Cap | $414M | $420M |
| P/E Ratio | 12.35x | 11.13x |
| P/B Ratio | 1.53x | 1.05x |
| Dividend Yield | 1.58% | 2.85% |
| EPS | $6.96 | $2.69 |
| Book Value/Share | $56.07 | $28.51 |
| Revenue/Share | $24.27 | $8.43 |
| FCF/Share | $9.41 | $2.91 |
Profitability & Margins
| Metric | CHMG | PCB |
|---|---|---|
| ROE | 12.4% | 10.4% |
| ROA | 1.2% | 1.2% |
| Net Margin | 28.7% | 35.3% |
| EBT Margin | 37.8% | 49.5% |
| Tax Rate | 24.1% | 28.6% |
Financial Health
| Metric | CHMG | PCB |
|---|---|---|
| D/E Ratio | 9.43x | 7.67x |
| Financial Leverage | 10.43x | 8.67x |
Cash Flow
| Metric | CHMG | PCB |
|---|---|---|
| Operating Cash Flow | $47M | $41M |
| Free Cash Flow | $45M | $41M |
| Capital Spending | -$1M | -$510K |
| OCF Growth YoY | 45.0% | 77.2% |
| FCF Growth YoY | 56.0% | 90.4% |
| FCF/Sales | 38.8% | 34.5% |
| CapEx/Sales | 1.2% | 0.4% |
Operational Efficiency
| Metric | CHMG | PCB |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 9.6x | 16.2x |
Income Statement
| Metric | CHMG | PCB |
|---|---|---|
| Total Revenue | $117M | $118M |
| Net Income | $34M | $42M |
Dividend & Shareholder Information
| Metric | CHMG | PCB |
|---|---|---|
| Dividends Per Share | $1.36 | $0.85 |
| Payout Ratio | 19.5% | 31.6% |
| Shares Outstanding | 5M | 14M |
| Net Income Growth | 199.3% | 32.4% |
| EPS Growth | 197.4% | 39.4% |
CHMG vs PCB: stock comparison and AI forecast
Which is bigger, CHMG or PCB?
CHMG and PCB have similar market capitalizations ($414M and $420M).
Which is cheaper on earnings, CHMG or PCB?
PCB trades at 11.1 times trailing earnings, CHMG at 12.3 times.
Which one does Intratio's AI model rank higher, CHMG or PCB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.