CBAN vs CHMG: stock comparison and AI forecast
Colony Bankcorp Inc (CBAN) and Chemung Financial Corp (CHMG) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CBAN Colony Bankcorp Inc
- Price
- $20.62 +6.1% · 6M
- Market Cap
- $438M
- P/E Ratio
- 12.6x
- Size
- small-cap
- AI Forecast
CHMG Chemung Financial Corp
- Price
- $85.90 +27.5% · 6M
- Market Cap
- $414M
- P/E Ratio
- 12.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CBAN and CHMG have similar market capitalizations ($438M and $414M).
- CHMG trades at 12.3 times trailing earnings, CBAN at 12.6 times.
- Over the last six months CHMG returned +27.5% and CBAN +6.1%.
- CHMG turns 28.7% of its revenue into net income, against 22.5% for CBAN.
- CHMG carries 9.43 times debt per unit of equity, against 8.30 times for CBAN.
- CBAN yields 2.08% in dividends and CHMG 1.58%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CBAN | CHMG |
|---|---|---|
| Market Cap | $438M | $414M |
| P/E Ratio | 12.57x | 12.35x |
| P/B Ratio | 1.12x | 1.53x |
| Dividend Yield | 2.08% | 1.58% |
| EPS | $1.64 | $6.96 |
| Book Value/Share | $18.38 | $56.07 |
| Revenue/Share | $6.85 | $24.27 |
| FCF/Share | $1.02 | $9.41 |
Profitability & Margins
| Metric | CBAN | CHMG |
|---|---|---|
| ROE | 8.4% | 12.4% |
| ROA | 0.9% | 1.2% |
| Net Margin | 22.5% | 28.7% |
| EBT Margin | 28.2% | 37.8% |
| Tax Rate | 20.2% | 24.1% |
Financial Health
| Metric | CBAN | CHMG |
|---|---|---|
| D/E Ratio | 8.30x | 9.43x |
| Financial Leverage | 9.30x | 10.43x |
Cash Flow
| Metric | CBAN | CHMG |
|---|---|---|
| Operating Cash Flow | $24M | $47M |
| Free Cash Flow | $22M | $45M |
| Capital Spending | -$2M | -$1M |
| OCF Growth YoY | -52.9% | 45.0% |
| FCF Growth YoY | -56.3% | 56.0% |
| FCF/Sales | 14.9% | 38.8% |
| CapEx/Sales | 1.6% | 1.2% |
Operational Efficiency
| Metric | CBAN | CHMG |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 3.9x | 9.6x |
Income Statement
| Metric | CBAN | CHMG |
|---|---|---|
| Total Revenue | $145M | $117M |
| Net Income | $33M | $34M |
Dividend & Shareholder Information
| Metric | CBAN | CHMG |
|---|---|---|
| Dividends Per Share | $0.43 | $1.36 |
| Payout Ratio | 26.2% | 19.5% |
| Shares Outstanding | 21M | 5M |
| Net Income Growth | 18.3% | 199.3% |
| EPS Growth | 8.6% | 197.4% |
CBAN vs CHMG: stock comparison and AI forecast
Which is bigger, CBAN or CHMG?
CBAN and CHMG have similar market capitalizations ($438M and $414M).
Which is cheaper on earnings, CBAN or CHMG?
CHMG trades at 12.3 times trailing earnings, CBAN at 12.6 times.
Which stock performed better over the last six months, CBAN or CHMG?
Over the last six months CHMG returned +27.5% and CBAN +6.1%.
Which one does Intratio's AI model rank higher, CBAN or CHMG?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.