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Stock comparison · Signal date 2026-11-03

FFBC vs SFNC: stock comparison and AI forecast

First Financial Bancorp /Oh/ (FFBC) and Simmons First National Corp (SFNC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · National Commercial Banks

FFBC First Financial Bancorp /Oh/

Market Cap
$3.47B
P/E Ratio
12.4x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · National Commercial Banks

SFNC Simmons First National Corp

Market Cap
$3.44B
P/E Ratio
–
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FFBC · SFNC

Key facts

  • FFBC and SFNC have similar market capitalizations ($3.47B and $3.44B).
  • FFBC turns 29.3% of its revenue into net income, against -316.9% for SFNC.
  • FFBC carries 6.51 times debt per unit of equity, against 6.12 times for SFNC.
  • SFNC yields 3.60% in dividends and FFBC 2.91%.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFFBCSFNC
Market Cap$3.47B$3.44B
P/E Ratio12.41x–
P/B Ratio1.16x0.99x
Dividend Yield2.91%3.60%
EPS$2.66$-2.92
Book Value/Share$28.46$24.09
Revenue/Share$9.27$0.76
FCF/Share$7.21$3.34

Profitability & Margins

MetricFFBCSFNC
ROE9.6%-10.0%
ROA1.3%-1.4%
Net Margin29.3%-316.9%
EBT Margin36.7%-382.5%
Tax Rate20.4%26.2%

Financial Health

MetricFFBCSFNC
D/E Ratio6.51x6.12x
Financial Leverage7.51x7.12x

Cash Flow

MetricFFBCSFNC
Operating Cash Flow$792M$524M
Free Cash Flow$756M$482M
Capital Spending-$36M-$42M
OCF Growth YoY175.0%33.4%
FCF Growth YoY181.5%38.1%
FCF/Sales77.8%437.1%
CapEx/Sales3.7%38.0%

Operational Efficiency

MetricFFBCSFNC
Asset Turnover0.04x0.00x
Fixed Assets Turnover2.1x–

Income Statement

MetricFFBCSFNC
Total Revenue$973M$110M
Net Income$285M-$349M

Dividend & Shareholder Information

MetricFFBCSFNC
Dividends Per Share$0.96$0.86
Payout Ratio36.1%–
Shares Outstanding105M145M
Net Income Growth19.5%-318.1%
EPS Growth6.8%-321.2%
FAQ

FFBC vs SFNC: stock comparison and AI forecast

Which is bigger, FFBC or SFNC?

FFBC and SFNC have similar market capitalizations ($3.47B and $3.44B).

Which one does Intratio's AI model rank higher, FFBC or SFNC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.