FGBI vs FNWD: stock comparison and AI forecast
First Guaranty Bancshares, Inc. (FGBI) and Finward Bancorp (FNWD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FGBI First Guaranty Bancshares, Inc.
- Market Cap
- $195M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
FNWD Finward Bancorp
- Market Cap
- $188M
- P/E Ratio
- 23.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FGBI and FNWD have similar market capitalizations ($195M and $188M).
- FNWD turns 14.2% of its revenue into net income, against -96.5% for FGBI.
- FGBI carries 16.13 times debt per unit of equity, against 10.45 times for FNWD.
- FNWD yields 1.38% in dividends and FGBI 0.32%.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FGBI | FNWD |
|---|---|---|
| Market Cap | $195M | $188M |
| P/E Ratio | – | 23.37x |
| P/B Ratio | 0.86x | 1.06x |
| Dividend Yield | 0.32% | 1.38% |
| EPS | – | $1.86 |
| Book Value/Share | $13.75 | $41.15 |
| Revenue/Share | $2.28 | $15.92 |
| FCF/Share | $2.33 | $3.82 |
Profitability & Margins
| Metric | FGBI | FNWD |
|---|---|---|
| ROE | -16.0% | 5.5% |
| ROA | -0.9% | 0.5% |
| Net Margin | -96.5% | 14.2% |
| EBT Margin | -114.6% | 15.2% |
| Tax Rate | 15.8% | 6.5% |
Financial Health
| Metric | FGBI | FNWD |
|---|---|---|
| D/E Ratio | 16.13x | 10.45x |
| Financial Leverage | 17.13x | 11.45x |
| Interest Coverage | -2.3x | – |
Cash Flow
| Metric | FGBI | FNWD |
|---|---|---|
| Operating Cash Flow | $55M | $17M |
| Free Cash Flow | $38M | $17M |
| Capital Spending | -$16M | -$760K |
| OCF Growth YoY | 400.0% | 115.3% |
| FCF Growth YoY | 274.8% | 141.6% |
| FCF/Sales | 102.1% | 24.0% |
| CapEx/Sales | 42.5% | 1.1% |
Operational Efficiency
| Metric | FGBI | FNWD |
|---|---|---|
| Asset Turnover | 0.01x | 0.03x |
| Fixed Assets Turnover | 0.5x | 1.6x |
Income Statement
| Metric | FGBI | FNWD |
|---|---|---|
| Total Revenue | $38M | $69M |
| Net Income | -$36M | $10M |
Dividend & Shareholder Information
| Metric | FGBI | FNWD |
|---|---|---|
| Dividends Per Share | $0.04 | $0.60 |
| Payout Ratio | – | 32.3% |
| Shares Outstanding | 17M | 4M |
| Net Income Growth | – | 84.7% |
| EPS Growth | – | 63.2% |
FGBI vs FNWD: stock comparison and AI forecast
Which is bigger, FGBI or FNWD?
FGBI and FNWD have similar market capitalizations ($195M and $188M).
Which one does Intratio's AI model rank higher, FGBI or FNWD?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.