FSBC vs QCRH: stock comparison and AI forecast
Five Star Bancorp (FSBC) and Qcr Holdings Inc (QCRH) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FSBC Five Star Bancorp
- Price
- $45.76 +13.1% · 6M
- Market Cap
- $1.12B
- P/E Ratio
- 14.6x
- Size
- small-cap
- AI Forecast
QCRH Qcr Holdings Inc
- Market Cap
- $1.69B
- P/E Ratio
- 12.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- QCRH is 1.5 times larger than FSBC by market capitalization ($1.69B against $1.12B).
- QCRH trades at 12.2 times trailing earnings, FSBC at 14.6 times.
- FSBC turns 43.0% of its revenue into net income, against 37.5% for QCRH.
- FSBC carries 10.35 times debt per unit of equity, against 7.28 times for QCRH.
- FSBC yields 1.71% in dividends and QCRH 0.28%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FSBC | QCRH |
|---|---|---|
| Market Cap | $1.12B | $1.69B |
| P/E Ratio | 14.62x | 12.25x |
| P/B Ratio | 2.37x | 1.47x |
| Dividend Yield | 1.71% | 0.28% |
| EPS | $3.13 | $8.44 |
| Book Value/Share | $19.31 | $70.21 |
| Revenue/Share | $6.83 | $23.16 |
| FCF/Share | $3.28 | $48.41 |
Profitability & Margins
| Metric | FSBC | QCRH |
|---|---|---|
| ROE | 15.2% | 12.3% |
| ROA | 1.3% | 1.5% |
| Net Margin | 43.0% | 37.5% |
| EBT Margin | 57.5% | 40.7% |
| Tax Rate | 25.3% | 8.1% |
Financial Health
| Metric | FSBC | QCRH |
|---|---|---|
| D/E Ratio | 10.35x | 7.28x |
| Financial Leverage | 11.35x | 8.28x |
Cash Flow
| Metric | FSBC | QCRH |
|---|---|---|
| Operating Cash Flow | $82M | $859M |
| Free Cash Flow | $80M | $793M |
| Capital Spending | -$1M | -$66M |
| OCF Growth YoY | 19.2% | 89.1% |
| FCF Growth YoY | 18.2% | 95.8% |
| FCF/Sales | 48.0% | 209.0% |
| CapEx/Sales | 0.9% | 17.4% |
Operational Efficiency
| Metric | FSBC | QCRH |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 71.8x | 1.6x |
Income Statement
| Metric | FSBC | QCRH |
|---|---|---|
| Total Revenue | $168M | $379M |
| Net Income | $72M | $142M |
Dividend & Shareholder Information
| Metric | FSBC | QCRH |
|---|---|---|
| Dividends Per Share | $0.78 | $0.29 |
| Payout Ratio | 24.9% | 3.4% |
| Shares Outstanding | 25M | 16M |
| Net Income Growth | 38.8% | 25.9% |
| EPS Growth | 28.8% | 27.1% |
FSBC vs QCRH: stock comparison and AI forecast
Which is bigger, FSBC or QCRH?
QCRH is 1.5 times larger than FSBC by market capitalization ($1.69B against $1.12B).
Which is cheaper on earnings, FSBC or QCRH?
QCRH trades at 12.2 times trailing earnings, FSBC at 14.6 times.
Which one does Intratio's AI model rank higher, FSBC or QCRH?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.