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Stock comparison · Signal date 2026-11-03

GABC vs RBCAA: stock comparison and AI forecast

German American Bancorp, Inc. (GABC) and Republic Bancorp Inc /Ky/ (RBCAA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

GABC German American Bancorp, Inc.

Price
$50.23 +17.7% · 6M
Market Cap
$1.89B
P/E Ratio
15.5x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

RBCAA Republic Bancorp Inc /Ky/

Market Cap
$1.81B
P/E Ratio
14.3x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

GABC · RBCAA

Key facts

  • GABC and RBCAA have similar market capitalizations ($1.89B and $1.81B).
  • RBCAA trades at 14.3 times trailing earnings, GABC at 15.5 times.
  • RBCAA turns 31.3% of its revenue into net income, against 28.2% for GABC.
  • GABC carries 5.97 times debt per unit of equity, against 5.10 times for RBCAA.
  • GABC yields 2.37% in dividends and RBCAA 1.96%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricGABCRBCAA
Market Cap$1.89B$1.81B
P/E Ratio15.50x14.33x
P/B Ratio1.56x1.57x
Dividend Yield2.37%1.96%
EPS$3.24$6.45
Book Value/Share$32.24$58.92
Revenue/Share$13.39$20.86
FCF/Share$4.85$6.74

Profitability & Margins

MetricGABCRBCAA
ROE11.7%11.1%
ROA1.7%1.8%
Net Margin28.2%31.3%
EBT Margin35.3%39.9%
Tax Rate19.9%21.6%

Financial Health

MetricGABCRBCAA
D/E Ratio5.97x5.10x
Financial Leverage6.97x6.10x

Cash Flow

MetricGABCRBCAA
Operating Cash Flow$190M$141M
Free Cash Flow$182M$132M
Capital Spending-$7M-$8M
OCF Growth YoY60.6%-20.3%
FCF Growth YoY60.1%-21.7%
FCF/Sales36.3%32.3%
CapEx/Sales1.4%2.0%

Operational Efficiency

MetricGABCRBCAA
Asset Turnover0.06x0.06x
Fixed Assets Turnover3.7x9.7x

Income Statement

MetricGABCRBCAA
Total Revenue$503M$409M
Net Income$142M$128M

Dividend & Shareholder Information

MetricGABCRBCAA
Dividends Per Share$1.19$1.81
Payout Ratio36.7%28.1%
Shares Outstanding38M20M
Net Income Growth65.0%3.0%
EPS Growth8.7%2.7%
FAQ

GABC vs RBCAA: stock comparison and AI forecast

Which is bigger, GABC or RBCAA?

GABC and RBCAA have similar market capitalizations ($1.89B and $1.81B).

Which is cheaper on earnings, GABC or RBCAA?

RBCAA trades at 14.3 times trailing earnings, GABC at 15.5 times.

Which one does Intratio's AI model rank higher, GABC or RBCAA?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.