GDOT vs VEL: stock comparison and AI forecast
Green Dot Corp (GDOT) and Velocity Financial, Inc. (VEL) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
GDOT Green Dot Corp
- Market Cap
- $700M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
VEL Velocity Financial, Inc.
- Price
- $15.95 -17.3% · 6M
- Market Cap
- $630M
- P/E Ratio
- 5.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- GDOT is 1.1 times larger than VEL by market capitalization ($700M against $630M).
- VEL carries 10.03 times debt per unit of equity, against 5.59 times for GDOT.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | GDOT | VEL |
|---|---|---|
| Market Cap | $700M | $630M |
| P/E Ratio | – | 5.91x |
| P/B Ratio | 0.75x | 0.87x |
| EPS | $-0.52 | $2.70 |
| Book Value/Share | $16.49 | $18.28 |
| Revenue/Share | $39.83 | – |
| FCF/Share | $1.46 | $0.57 |
Profitability & Margins
| Metric | GDOT | VEL |
|---|---|---|
| ROE | -2.8% | 14.9% |
| ROA | -0.4% | 1.4% |
| ROIC | 0.8% | – |
| Operating Margin | 0.3% | – |
| Net Margin | -1.1% | – |
| EBT Margin | -4.5% | – |
| Tax Rate | -22.5% | 28.6% |
Financial Health
| Metric | GDOT | VEL |
|---|---|---|
| Current Ratio | 0.45x | – |
| D/E Ratio | 5.59x | 10.03x |
| Financial Leverage | 6.59x | 11.04x |
| Working Capital | -$2.87B | – |
Cash Flow
| Metric | GDOT | VEL |
|---|---|---|
| Operating Cash Flow | $156M | $23M |
| Free Cash Flow | $83M | $23M |
| Capital Spending | -$73M | -$260K |
| OCF Growth YoY | 12.4% | -15.3% |
| FCF Growth YoY | 46.4% | -15.2% |
| FCF/Sales | 3.7% | – |
| CapEx/Sales | 3.2% | – |
Operational Efficiency
| Metric | GDOT | VEL |
|---|---|---|
| Asset Turnover | 0.37x | – |
| Receivables Turnover | 16.5x | – |
| Fixed Assets Turnover | 11.3x | – |
| Days Sales Outstanding | 22 days | – |
Income Statement
| Metric | GDOT | VEL |
|---|---|---|
| Total Revenue | $2.27B | – |
| Operating Income | $8M | – |
| Net Income | -$26M | $108M |
Dividend & Shareholder Information
| Metric | GDOT | VEL |
|---|---|---|
| Shares Outstanding | 57M | 39M |
| Net Income Growth | – | 32.5% |
| EPS Growth | – | 23.9% |
GDOT vs VEL: stock comparison and AI forecast
Which is bigger, GDOT or VEL?
GDOT is 1.1 times larger than VEL by market capitalization ($700M against $630M).
Which one does Intratio's AI model rank higher, GDOT or VEL?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.