QFIN vs VEL: stock comparison and AI forecast
Qfin Holdings, Inc. (QFIN) and Velocity Financial, Inc. (VEL) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
QFIN Qfin Holdings, Inc.
- Price
- $5.17 -60.5% · 6M
- Market Cap
- $621M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
VEL Velocity Financial, Inc.
- Market Cap
- $630M
- P/E Ratio
- 5.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- QFIN and VEL have similar market capitalizations ($621M and $630M).
- VEL carries 10.03 times debt per unit of equity, against 0.99 times for QFIN.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | QFIN | VEL |
|---|---|---|
| Market Cap | $621M | $630M |
| P/E Ratio | – | 5.91x |
| P/B Ratio | 1.37x | 0.87x |
| EPS | – | $2.70 |
| Book Value/Share | $3.78 | $18.28 |
| FCF/Share | – | $0.57 |
Profitability & Margins
| Metric | QFIN | VEL |
|---|---|---|
| ROE | 203.2% | 14.9% |
| ROA | 102.1% | 1.4% |
| Net Margin | 25.4% | – |
| Tax Rate | – | 28.6% |
Financial Health
| Metric | QFIN | VEL |
|---|---|---|
| D/E Ratio | 0.99x | 10.03x |
| Financial Leverage | 1.99x | 11.04x |
| Interest Coverage | 405.1x | – |
Cash Flow
| Metric | QFIN | VEL |
|---|---|---|
| Operating Cash Flow | – | $23M |
| Free Cash Flow | – | $23M |
| Capital Spending | – | -$260K |
| OCF Growth YoY | – | -15.3% |
| FCF Growth YoY | – | -15.2% |
Income Statement
| Metric | QFIN | VEL |
|---|---|---|
| Net Income | $936M | $108M |
Dividend & Shareholder Information
| Metric | QFIN | VEL |
|---|---|---|
| Shares Outstanding | 120M | 39M |
| Net Income Growth | – | 32.5% |
| EPS Growth | – | 23.9% |
QFIN vs VEL: stock comparison and AI forecast
Which is bigger, QFIN or VEL?
QFIN and VEL have similar market capitalizations ($621M and $630M).
Which one does Intratio's AI model rank higher, QFIN or VEL?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.