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Qfin Holdings, Inc. (QFIN) AI Forecast

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Qfin Holdings, Inc. (QFIN) Stock Forecast Sept. 2, 2026


Qfin Holdings, Inc. (QFIN) AI Stock Price Forecast & Investment Analysis

Qfin Holdings, Inc. Stock Price Chart and Technical Analysis

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Qfin Holdings, Inc. (QFIN) - Comprehensive Stock Analysis & Investment Research

Deep dive into Qfin Holdings, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on September 2, 2026, 11:39 a.m. (UTC)

Qfin Holdings, Inc. Investment Summary

When evaluating whether Qfin Holdings, Inc. (QFIN) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Qfin Holdings, Inc. (QFIN) operates within the Finance or Crypto Assets sector, specifically in the Finance Services industry. . With a market capitalization of $1 billion, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.

Financial Performance Analysis

Our comprehensive financial analysis covers Qfin Holdings, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Qfin Holdings, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Qfin Holdings, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Qfin Holdings, Inc. (Stock Symbol: QFIN) is a prominent company operating within the Finance or Crypto Assets sector, with a specific focus on the Finance Services industry. The company's shares are publicly traded on the Nasdaq exchange.

Leadership & Workforce

Detailed information about Qfin Holdings, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Qfin Holdings, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Qfin Holdings, Inc....

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Revenue & Growth Analysis
Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Qfin Holdings, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Qfin Holdings, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Qfin Holdings, Inc....

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Strategic Market Position

Qfin Holdings, Inc. strategically competes in the highly dynamic Finance Services marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.

Industry Competitive Landscape

Qfin Holdings, Inc. competes within the Finance or Crypto Assets sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency
Financial Strength & Leverage

Current ratio of 2.45 demonstrates strong short-term liquidity with current assets significantly exceeding current liabilities. This provides a substantial buffer for meeting near-term obligations and handling unexpected financial needs.

Qfin Holdings, Inc. (QFIN) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Qfin Holdings, Inc. stock analysis.

Deep dive into Qfin Holdings, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Qfin Holdings, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Qfin Holdings, Inc.:

P/B Ratio 0.31x
Market Cap $1.02B
Book Value/Share $27.30
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Qfin Holdings, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Qfin Holdings, Inc.:

Operating Margin 27.9%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Qfin Holdings, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Qfin Holdings, Inc.: A current ratio of 2.45 indicates strong liquidity.

Current Ratio 2.45x
D/E Ratio 0.99x
Financial Leverage 1.99x
Interest Coverage 405.1x
Working Capital $3.47B
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Qfin Holdings, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Qfin Holdings, Inc.:

Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Qfin Holdings, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Qfin Holdings, Inc.:

Understanding Financial Statement Data

What these metrics mean: Key figures from Qfin Holdings, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Qfin Holdings, Inc.:

Income Statement
Operating Income $10.58B
Net Income $9.46B
Balance Sheet Highlights (% Of Assets)
Total Current Assets 5861%
Cash & Short-term Investments 610%
Total Liabilities 3272%
Accounts Receivable 21%
Dividend & Shareholder Information
Shares Outstanding 122M

Latest Qfin Holdings, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Qfin Holdings, Inc. (QFIN) stock price and investment outlook.

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Where QFIN sits on the market map

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Qfin Holdings, Inc. Competitors & Peer Analysis - Finance or Crypto Assets Sector

Comparative analysis of Qfin Holdings, Inc. against industry peers and competitors in the Finance or Crypto Assets sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABIT ██% $19M x 1.3x
ABTC ██% $939M x 1.4x
ABTS ██% $5M x 0.4x
AIXC ██% $16M x 2.8x
ALP ██% $14M x x
AMBR ██% $109M x 0.6x
ANY ██% $20M x 1.2x
ASST ██% $2.24B x 3.5x
ATCH ██% $28M 4.8x 1.3x
AVX ██% $26M x 0.2x
AXP ██% $222.86B 19.5x 6.5x
BCG ██% $25M 5.9x 1.2x
BGDE ██% $35M x 2.8x
BKKT ██% $327M x 0.9x
BLSH ██% $4.99B x x
BMNR ██% $14.39B x 1.2x
BNBX ██% $950K x 0.1x
BRR ██% $184M x 0.7x
BTBT ██% $475M x 1.2x
BTCS ██% $63M x 1.6x
BTCT ██% $30M x 1.5x
BTDR ██% $2.81B x x
BTMCQ ██% $230K x 0.0x
BTOG ██% $2M x 0.1x
BULL ██% $4.83B x x
BUR ██% $924M x 1.1x
CANG ██% $98M x 0.0x
CBLO ██% $8M x x
CHYM ██% $12.58B x 9.0x
CIFR ██% $6.05B x 10.8x
CLSK ██% $2.84B x 3.7x
CNF ██% $38M x 0.0x
CNTN ██% $176M x 0.4x
COIN ██% $46.64B x 3.6x
CORZ ██% $5.14B x x
COSG ██% $40K x x
CPSS ██% $204M 9.5x 0.6x
CRCL ██% $22.31B 49.5x 6.4x
CTWO ██% $2M x 1.0x
DAVE ██% $4.33B 19.5x 20.8x
DFDV ██% $158M x x
DGXX ██% $347M x 1.3x
DXF ██% $2M x x
EMPD ██% $91M x 0.8x
FETH ██% $1.15B x 1.5x
FGCO ██% $6M x 3.5x
FGNX ██% $41M x 0.6x
FLD ██% $25M x 0.8x
FRMM ██% $70M x 0.6x
FWDI ██% $468M x 1.0x
GDOT ██% $747M x 0.8x
GEMI ██% $504M x 1.1x
GHI ██% $146M x x
GPGI ██% $3.79B x 1.2x
GRAN ██% $28M x 3.0x
GREE ██% $40M 6.5x x
HIVE ██% $703M x 1.7x
HODO ██% $20M x 2.4x
HSCS ██% $14M x 62.2x
HSDT ██% $120M x 0.7x
IONI ██% $5M 1.2x 0.3x
IREN ██% $14.63B x 3.5x
KEEL ██% $1.94B x 5.9x
KLAR ██% $5.38B x x
LDI ██% $395M x 2.0x
LMFA ██% $2M x 0.1x
MARA ██% $4.28B x 2.6x
MDBH ██% $30M x 1.2x
MFIN ██% $273M 8.4x 0.7x
MGLD ██% $42M x 1.8x
MGTE ██% $89M 68.9x 0.2x
MGTI ██% $11M x x
MI ██% $570K x 0.0x
MSTR ██% $49.61B x 1.6x
MVCO ██% $3M x 22.1x
MVNC ██% $310K 0.8x x
MWAI ██% $2M x x
NAKA ██% $126M x 0.5x
NBND ██% $50K x x
NCPL ██% $6M x 0.3x
NCTY ██% $74M x x
OPFI ██% $585M 5.8x 1.4x
OPRT ██% $338M 15.8x 0.8x
ORIO ██% $24M x x
PAPL ██% $26M x 0.5x
PGY ██% $1.81B 14.3x 3.0x
PURR ██% $2.42B 6.0x 1.3x
PWCM ██% $2M x 0.1x
PWP ██% $1.64B 338.0x x
QFIN ██% $1.02B x 0.3x
RHLD ██% $1.02B 21.7x x
RIOT ██% $7.18B x 3.3x
SAIH ██% $43M x x
SDEV ██% $48M 0.1x 0.4x
SEV ██% $96M 27.4x x
SHFS ██% $2M x 0.3x
SII ██% $3.40B x x
SLAI ██% $17M x 0.4x
SLAIY ██% $3M x 0.1x
SLNH ██% $244M x 1.6x
SNFCA ██% $227M 6.1x 0.5x
SOFI ██% $23.07B 36.3x 2.1x
SSM ██% $4M 1.1x x
STQN ██% $18M x x
SUIG ██% $75M x 0.9x
SYF ██% $25.21B 7.2x 1.5x
TAOX ██% $29M x 2.3x
TBH ██% $12M x 5.7x
TONX ██% $183M x 0.5x
TRLC ██% $38M x x
TRXA ██% $20M x x
UPST ██% $2.73B 45.2x 3.4x
UPXI ██% $77M x x
USBC ██% $186M x 4.0x
UTKN ██% $157M x 145.1x
VEL ██% $708M 6.6x 1.0x
VIP ██% $30M 62.2x x
VMNT ██% $5M x x
VRME ██% $8M x 0.8x
WD ██% $1.35B 35.2x 0.8x
WLTH ██% $1.40B x 2.3x
WULF ██% $8.39B x 57.0x
WYFI ██% $778M x 2.3x
XXI ██% $3.74B x x
YDKG ██% $6M x 0.4x
ZSQR ██% $161M x 1.2x
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Frequently Asked Questions - Qfin Holdings, Inc. Stock Forecast

How accurate are Qfin Holdings, Inc. stock predictions?

Our AI model shows a 19% Spearman correlation coefficient for QFIN predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Qfin Holdings, Inc. stock price forecasts?

Our analysis considers Qfin Holdings, Inc.'s financial metrics, Finance or Crypto Assets sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Qfin Holdings, Inc. a good investment in 2026?

Based on our AI analysis, Qfin Holdings, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Qfin Holdings, Inc. forecasts updated?

Qfin Holdings, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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