Intratio
Quantitative Research
Skip to main content
AI Market Summary
Loading market intelligence...
  • Sign in
    My account
    Logout
AI 90-DAY FORECAST
BULLISH SIGNAL DETECTED
██.█% Sign up free to reveal

Synchrony Financial (SYF) AI Forecast

Our AI detected a significant signal for Synchrony Financial. Create a free account and follow it to see the exact price target.

✓ Free account • ✓ 30-day free trial

$SYF Bullish Signal Full forecast available
Sign Up Free

Synchrony Financial (SYF) Stock Forecast Sept. 3, 2026

Synchrony Financial (SYF) AI Stock Price Forecast & Investment Analysis

Synchrony Financial Stock Price Chart and Technical Analysis

Loading chart...

Synchrony Financial (SYF) - Comprehensive Stock Analysis & Investment Research

Deep dive into Synchrony Financial's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on September 3, 2026, 11:15 a.m. (UTC)

Synchrony Financial Investment Summary

When evaluating whether Synchrony Financial (SYF) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Synchrony Financial (SYF) operates within the Finance or Crypto Assets sector, specifically in the Finance Services industry. . With a market capitalization of $25 billion, the company is a large-cap stock offering relative stability combined with growth potential.

Financial Performance Analysis

Our comprehensive financial analysis covers Synchrony Financial's revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Synchrony Financial along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Synchrony Financial is suitable for your investment objectives, risk tolerance, and time horizon...

Continue Reading Full Analysis

Get the complete investment breakdown for Synchrony Financial

Sign Up Free
Corporate Identity

Synchrony Financial (Stock Symbol: SYF) is a prominent company operating within the Finance or Crypto Assets sector, with a specific focus on the Finance Services industry. The company's shares are publicly traded on the NYSE exchange.

Leadership & Workforce

Detailed information about Synchrony Financial's leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Synchrony Financial...

Sector & Industry Analysis

In-depth sector dynamics and industry context for Synchrony Financial...

Unlock Full Company Profile

Get complete details about Synchrony Financial

Sign Up Free
Revenue & Growth Analysis
Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Synchrony Financial...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Synchrony Financial...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Synchrony Financial...

Unlock Financial Analysis

Get complete financial metrics for Synchrony Financial

Sign Up Free
AI ANALYSIS AVAILABLE

Unlock Synchrony Financial's AI Price Forecast

Join 10,000+ investors using our 67%+ accurate AI predictions

4,000+ Stocks Analyzed
67%+ Accuracy Rate
Daily Updates
Start 30-Day Free Trial →

✓ 30-day free trial • ✓ Cancel anytime

Strategic Market Position

Synchrony Financial strategically competes in the highly dynamic Finance Services marketplace. As a large-cap market participant, the company has established significant competitive advantages and market presence. Large-cap companies typically benefit from brand recognition, operational scale, diverse revenue streams, and the financial resources to invest in research and development, marketing, and strategic acquisitions. This size category attracts substantial institutional ownership and analyst coverage.

Industry Competitive Landscape

Synchrony Financial competes within the Finance or Crypto Assets sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency
Financial Strength & Leverage

Synchrony Financial (SYF) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Synchrony Financial stock analysis.

Deep dive into Synchrony Financial's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Synchrony Financial stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Synchrony Financial: With a P/E ratio of 7.15, the market sees the stock as potentially undervalued.

P/E Ratio 7.15x
P/B Ratio 1.49x
Market Cap $25.16B
Dividend Yield 1.67%
EPS $5.84
Book Value/Share $51.99
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Synchrony Financial converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Synchrony Financial: An ROE of 24.4% demonstrates excellent shareholder value creation.

ROE 24.4%
ROA 3.4%
Tax Rate 37.7%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Synchrony Financial's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Synchrony Financial:

D/E Ratio 6.22x
Financial Leverage 7.22x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Synchrony Financial's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Synchrony Financial:

Operating Cash Flow $12.00B
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Synchrony Financial uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Synchrony Financial:

Understanding Financial Statement Data

What these metrics mean: Key figures from Synchrony Financial's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Synchrony Financial:

Income Statement
Net Income $4.12B
Balance Sheet Highlights (% Of Assets)
Total Liabilities 105033%
Dividend & Shareholder Information
Dividends Per Share $1.29
Payout Ratio 0.1%
Shares Outstanding 325M
Growth Metrics (YoY)
EPS Growth 7.5%

Latest Synchrony Financial Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Synchrony Financial (SYF) stock price and investment outlook.

📰 Loading...

Where SYF sits on the market map

Explore the map →

Synchrony Financial Competitors & Peer Analysis - Finance or Crypto Assets Sector

Comparative analysis of Synchrony Financial against industry peers and competitors in the Finance or Crypto Assets sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ABIT ██% $20M x 1.3x
ABTC ██% $959M x 1.4x
ABTS ██% $5M x 0.4x
AIXC ██% $16M x 2.8x
ALP ██% $14M x x
AMBR ██% $109M x 0.6x
ANY ██% $19M x 1.1x
ASST ██% $2.27B x 3.5x
ATCH ██% $28M 4.8x 1.3x
AVX ██% $26M x 0.2x
AXP ██% $222.86B 19.5x 6.5x
BCG ██% $25M 5.9x 1.2x
BGDE ██% $35M x 2.9x
BKKT ██% $335M x 0.9x
BLSH ██% $4.92B x x
BMNR ██% $14.39B x 1.2x
BNBX ██% $930K x 0.1x
BRR ██% $205M x 0.8x
BTBT ██% $493M x 1.3x
BTCS ██% $62M x 1.6x
BTCT ██% $30M x 1.5x
BTDR ██% $2.92B x x
BTMCQ ██% $230K x 0.0x
BTOG ██% $2M x 0.1x
BULL ██% $4.83B x x
BUR ██% $933M x 1.1x
CANG ██% $98M x 0.0x
CBLO ██% $8M x x
CHYM ██% $12.58B x 9.0x
CIFR ██% $6.05B x 10.8x
CLSK ██% $2.84B x 3.7x
CNF ██% $38M x 0.0x
CNTN ██% $176M x 0.4x
COIN ██% $46.64B x 3.6x
CORZ ██% $5.14B x x
COSG ██% $40K x x
CPSS ██% $204M 9.5x 0.6x
CRCL ██% $22.31B 49.5x 6.4x
CTWO ██% $2M x 1.0x
DAVE ██% $4.33B 19.5x 20.8x
DFDV ██% $158M x x
DGXX ██% $347M x 1.3x
DXF ██% $2M x x
EMPD ██% $91M x 0.8x
FETH ██% $1.14B x 1.5x
FGCO ██% $6M x 3.5x
FGNX ██% $43M x 0.7x
FLD ██% $25M x 0.8x
FRMM ██% $73M x 0.6x
FWDI ██% $468M x 1.0x
GDOT ██% $758M x 0.8x
GEMI ██% $520M x 1.1x
GHI ██% $147M x x
GPGI ██% $4.13B x 1.3x
GRAN ██% $29M x 3.1x
GREE ██% $40M 6.5x x
HIVE ██% $724M x 1.7x
HODO ██% $20M x 2.3x
HSCS ██% $14M x 60.0x
HSDT ██% $119M x 0.7x
IONI ██% $4M 1.0x 0.3x
IREN ██% $14.63B x 3.5x
KEEL ██% $1.94B x 5.9x
KLAR ██% $5.49B x x
LDI ██% $401M x 2.0x
LMFA ██% $2M x 0.1x
MARA ██% $4.28B x 2.6x
MDBH ██% $31M x 1.3x
MFIN ██% $275M 8.5x 0.7x
MGLD ██% $42M x 1.8x
MGTE ██% $78M 60.6x 0.2x
MGTI ██% $10M x x
MI ██% $570K x 0.0x
MSTR ██% $48.94B x 1.6x
MVCO ██% $3M x 22.1x
MVNC ██% $310K 0.8x x
MWAI ██% $2M x x
NAKA ██% $137M x 0.6x
NBND ██% $50K x x
NCPL ██% $8M x 0.4x
NCTY ██% $75M x x
OPFI ██% $617M 6.1x 1.5x
OPRT ██% $338M 15.8x 0.8x
ORIO ██% $23M x x
PAPL ██% $26M x 0.5x
PGY ██% $1.81B 14.3x 3.0x
PURR ██% $2.42B 6.0x 1.3x
PWCM ██% $2M x 0.1x
PWP ██% $1.56B 322.0x x
QFIN ██% $1.02B x 0.3x
RHLD ██% $1.02B 21.7x x
RIOT ██% $7.18B x 3.3x
SAIH ██% $42M x x
SDEV ██% $48M 0.1x 0.4x
SEV ██% $96M 27.4x x
SHFS ██% $2M x 0.3x
SII ██% $3.40B x x
SLAI ██% $17M x 0.4x
SLAIY ██% $2M x 0.1x
SLNH ██% $237M x 1.5x
SNFCA ██% $227M 6.1x 0.5x
SOFI ██% $22.00B 34.6x 2.0x
SSM ██% $4M 1.1x x
STQN ██% $18M x x
SUIG ██% $72M x 0.9x
SYF ██% $25.16B 7.2x 1.5x
TAOX ██% $28M x 2.2x
TBH ██% $12M x 5.7x
TONX ██% $182M x 0.5x
TRLC ██% $38M x x
TRXA ██% $20M x x
UPST ██% $2.73B 45.2x 3.4x
UPXI ██% $65M x x
USBC ██% $189M x 4.1x
UTKN ██% $157M x 145.1x
VEL ██% $707M 6.6x 1.0x
VIP ██% $31M 62.9x x
VMNT ██% $5M x x
VRME ██% $9M x 0.9x
WD ██% $1.34B 34.9x 0.8x
WLTH ██% $1.36B x 2.2x
WULF ██% $7.26B x 49.3x
WYFI ██% $658M x 2.0x
XXI ██% $3.15B x x
YDKG ██% $5M x 0.3x
ZSQR ██% $152M x 1.1x
ZSTK ██% $88M x 6.4x
Reveal all forecasts See exact % predictions for all competitors
Sign up free

Frequently Asked Questions - Synchrony Financial Stock Forecast

How accurate are Synchrony Financial stock predictions?

Our AI model shows a -11% Spearman correlation coefficient for SYF predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Synchrony Financial stock price forecasts?

Our analysis considers Synchrony Financial's financial metrics, Finance or Crypto Assets sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Synchrony Financial a good investment in 2026?

Based on our AI analysis, Synchrony Financial shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Synchrony Financial forecasts updated?

Synchrony Financial stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want a simpler view of Synchrony Financial?

View simplified analysis on AI Stock Finder →

My Portfolio

Investment Dashboard

Loading your portfolio...