HBCP vs TCBX: stock comparison and AI forecast
Home Bancorp, Inc. (HBCP) and Third Coast Bancshares, Inc. (TCBX) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HBCP Home Bancorp, Inc.
- Market Cap
- $483M
- P/E Ratio
- 10.3x
- Size
- small-cap
- AI Forecast
TCBX Third Coast Bancshares, Inc.
- Market Cap
- $677M
- P/E Ratio
- 10.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- TCBX is 1.4 times larger than HBCP by market capitalization ($677M against $483M).
- HBCP trades at 10.3 times trailing earnings, TCBX at 10.4 times.
- TCBX turns 32.5% of its revenue into net income, against 30.8% for HBCP.
- TCBX carries 9.04 times debt per unit of equity, against 6.95 times for HBCP.
- HBCP yields 1.98% in dividends; TCBX pays none.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HBCP | TCBX |
|---|---|---|
| Market Cap | $483M | $677M |
| P/E Ratio | 10.27x | 10.40x |
| P/B Ratio | 1.07x | 1.01x |
| Dividend Yield | 1.98% | – |
| EPS | $5.98 | $3.91 |
| Book Value/Share | $57.61 | $40.27 |
| Revenue/Share | $19.30 | $13.75 |
| FCF/Share | $6.54 | – |
Profitability & Margins
| Metric | HBCP | TCBX |
|---|---|---|
| ROE | 10.3% | 11.1% |
| ROA | 1.3% | 1.1% |
| Net Margin | 30.8% | 32.5% |
| EBT Margin | 38.7% | 39.7% |
| Tax Rate | 20.5% | 18.2% |
Financial Health
| Metric | HBCP | TCBX |
|---|---|---|
| D/E Ratio | 6.95x | 9.04x |
| Financial Leverage | 7.95x | 10.04x |
Cash Flow
| Metric | HBCP | TCBX |
|---|---|---|
| Operating Cash Flow | $61M | $33M |
| Free Cash Flow | $51M | – |
| Capital Spending | -$10M | – |
| OCF Growth YoY | 36.8% | -23.4% |
| FCF Growth YoY | 32.5% | – |
| FCF/Sales | 33.9% | – |
| CapEx/Sales | 6.4% | – |
Operational Efficiency
| Metric | HBCP | TCBX |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 3.0x | 5.7x |
Income Statement
| Metric | HBCP | TCBX |
|---|---|---|
| Total Revenue | $152M | $229M |
| Net Income | $47M | $74M |
Dividend & Shareholder Information
| Metric | HBCP | TCBX |
|---|---|---|
| Dividends Per Share | $1.21 | – |
| Payout Ratio | 20.2% | – |
| Shares Outstanding | 8M | 17M |
| Net Income Growth | 12.9% | 30.7% |
| EPS Growth | 14.8% | 25.7% |
HBCP vs TCBX: stock comparison and AI forecast
Which is bigger, HBCP or TCBX?
TCBX is 1.4 times larger than HBCP by market capitalization ($677M against $483M).
Which is cheaper on earnings, HBCP or TCBX?
HBCP trades at 10.3 times trailing earnings, TCBX at 10.4 times.
Which one does Intratio's AI model rank higher, HBCP or TCBX?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.