HQY vs Z: stock comparison and AI forecast
Healthequity, Inc. (HQY) and Zillow Group, Inc. (Z) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HQY Healthequity, Inc.
- Price
- $102.47 +24.9% · 6M
- Market Cap
- $8.48B
- P/E Ratio
- 40.0x
- Size
- mid-cap
- AI Forecast
- NO CURRENT FORECAST
Z Zillow Group, Inc.
- Price
- $32.34 -26.6% · 6M
- Market Cap
- $7.27B
- P/E Ratio
- 539.0x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- HQY is 1.2 times larger than Z by market capitalization ($8.48B against $7.27B).
- HQY trades at 40.0 times trailing earnings, Z at 539.0 times.
- Over the last six months HQY returned +24.9% and Z -26.6%.
- HQY carries 0.64 times debt per unit of equity, against 0.23 times for Z.
- Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HQY | Z |
|---|---|---|
| Market Cap | $8.48B | $7.27B |
| P/E Ratio | 40.03x | 539.01x |
| P/B Ratio | 4.26x | 1.69x |
| EPS | $2.56 | $0.06 |
| Book Value/Share | $24.06 | $19.16 |
| Revenue/Share | $16.47 | $12.50 |
| FCF/Share | $5.90 | $1.15 |
Profitability & Margins
| Metric | HQY | Z |
|---|---|---|
| ROE | 11.9% | – |
| ROA | 7.2% | – |
| ROIC | 11.3% | 0.3% |
| Gross Margin | 71.2% | 72.9% |
| Operating Margin | 25.8% | 0.4% |
| Net Margin | 17.4% | – |
| EBT Margin | 22.7% | 2.1% |
| Tax Rate | 23.4% | 8.3% |
Financial Health
| Metric | HQY | Z |
|---|---|---|
| Current Ratio | 2.99x | 1.92x |
| D/E Ratio | 0.64x | 0.23x |
| Financial Leverage | 1.64x | 1.23x |
| Interest Coverage | 4.2x | – |
| Working Capital | $306M | $835M |
Cash Flow
| Metric | HQY | Z |
|---|---|---|
| Operating Cash Flow | $490M | $388M |
| Free Cash Flow | $488M | $258M |
| Capital Spending | -$2M | -$130M |
| OCF Growth YoY | 33.6% | -19.8% |
| FCF Growth YoY | 33.5% | -25.0% |
| FCF/Sales | 35.8% | 9.2% |
| CapEx/Sales | 0.2% | 4.6% |
Operational Efficiency
| Metric | HQY | Z |
|---|---|---|
| Asset Turnover | 0.42x | 0.53x |
| Receivables Turnover | 11.2x | 16.1x |
| Fixed Assets Turnover | 282.4x | 7.9x |
| Days Sales Outstanding | 33 days | 23 days |
| Payables Period | 8 days | 34 days |
Income Statement
| Metric | HQY | Z |
|---|---|---|
| Total Revenue | $1.36B | $2.81B |
| Operating Income | $351M | $12M |
| Net Income | $236M | – |
| R&D Expense | $278M | $611M |
| SG&A Expense | $397M | $2.10B |
| Cost of Goods Sold | $392M | $762M |
Dividend & Shareholder Information
| Metric | HQY | Z |
|---|---|---|
| Shares Outstanding | 83M | 225M |
| Net Income Growth | 62.2% | – |
| EPS Growth | 86.9% | – |
HQY vs Z: stock comparison and AI forecast
Which is bigger, HQY or Z?
HQY is 1.2 times larger than Z by market capitalization ($8.48B against $7.27B).
Which is cheaper on earnings, HQY or Z?
HQY trades at 40.0 times trailing earnings, Z at 539.0 times.
Which stock performed better over the last six months, HQY or Z?
Over the last six months HQY returned +24.9% and Z -26.6%.
Which one does Intratio's AI model rank higher, HQY or Z?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.