LDI vs MFIN: stock comparison and AI forecast
Loandepot, Inc. (LDI) and Medallion Financial Corp (MFIN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
LDI Loandepot, Inc.
- Market Cap
- $216M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
MFIN Medallion Financial Corp
- Market Cap
- $228M
- P/E Ratio
- 6.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- LDI and MFIN have similar market capitalizations ($216M and $228M).
- MFIN turns 18.3% of its revenue into net income, against -4.8% for LDI.
- LDI carries 31.65 times debt per unit of equity, against 7.03 times for MFIN.
- MFIN yields 5.34% in dividends; LDI pays none.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | LDI | MFIN |
|---|---|---|
| Market Cap | $216M | $228M |
| P/E Ratio | – | 6.36x |
| P/B Ratio | 1.08x | 0.57x |
| Dividend Yield | – | 5.34% |
| EPS | $-0.36 | $1.56 |
| Book Value/Share | $0.59 | $17.41 |
| Revenue/Share | $4.17 | $6.42 |
| FCF/Share | $-0.82 | – |
Profitability & Margins
| Metric | LDI | MFIN |
|---|---|---|
| ROE | -34.6% | 6.8% |
| ROA | -1.0% | 0.8% |
| Net Margin | -4.8% | 18.3% |
| EBT Margin | -9.1% | 36.6% |
| Tax Rate | 15.9% | 32.6% |
Financial Health
| Metric | LDI | MFIN |
|---|---|---|
| D/E Ratio | 31.65x | 7.03x |
| Financial Leverage | 33.31x | 8.41x |
Cash Flow
| Metric | LDI | MFIN |
|---|---|---|
| Operating Cash Flow | $31M | $137M |
| Free Cash Flow | -$276M | – |
| Capital Spending | -$307M | – |
| OCF Growth YoY | – | 13.5% |
| FCF/Sales | -19.6% | – |
| CapEx/Sales | 21.8% | – |
Operational Efficiency
| Metric | LDI | MFIN |
|---|---|---|
| Asset Turnover | 0.21x | 0.04x |
| Fixed Assets Turnover | 21.5x | – |
Income Statement
| Metric | LDI | MFIN |
|---|---|---|
| Total Revenue | $1.41B | $147M |
| Net Income | -$70M | $27M |
Dividend & Shareholder Information
| Metric | LDI | MFIN |
|---|---|---|
| Dividends Per Share | – | $0.53 |
| Payout Ratio | – | 34.0% |
| Shares Outstanding | 338M | 23M |
| Net Income Growth | – | -34.1% |
| EPS Growth | – | 6.1% |
LDI vs MFIN: stock comparison and AI forecast
Which is bigger, LDI or MFIN?
LDI and MFIN have similar market capitalizations ($216M and $228M).
Which one does Intratio's AI model rank higher, LDI or MFIN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.