Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-03

MPB vs ORRF: stock comparison and AI forecast

Mid Penn Bancorp Inc (MPB) and Orrstown Financial Services Inc (ORRF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

MPB Mid Penn Bancorp Inc

Price
$34.52 +5.4% · 6M
Market Cap
$875M
P/E Ratio
10.9x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

ORRF Orrstown Financial Services Inc

Market Cap
$864M
P/E Ratio
8.2x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

MPB · ORRF

Key facts

  • MPB and ORRF have similar market capitalizations ($875M and $864M).
  • ORRF trades at 8.2 times trailing earnings, MPB at 10.8 times.
  • ORRF turns 33.8% of its revenue into net income, against 25.8% for MPB.
  • ORRF carries 8.03 times debt per unit of equity, against 6.83 times for MPB.
  • ORRF yields 2.58% in dividends and MPB 2.46%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricMPBORRF
Market Cap$875M$864M
P/E Ratio10.85x8.16x
P/B Ratio0.97x1.39x
Dividend Yield2.46%2.58%
EPS$3.18$5.38
Book Value/Share$35.60$31.60
Revenue/Share$10.41$12.98
FCF/Share$3.16$4.36

Profitability & Margins

MetricMPBORRF
ROE7.6%13.9%
ROA1.0%1.5%
Net Margin25.8%33.8%
EBT Margin34.2%42.0%
Tax Rate24.4%19.6%

Financial Health

MetricMPBORRF
D/E Ratio6.83x8.03x
Financial Leverage7.83x9.03x

Cash Flow

MetricMPBORRF
Operating Cash Flow$86M$88M
Free Cash Flow$80M$86M
Capital Spending-$6M-$2M
OCF Growth YoY40.5%71.2%
FCF Growth YoY57.9%83.5%
FCF/Sales30.4%33.5%
CapEx/Sales2.4%0.8%

Operational Efficiency

MetricMPBORRF
Asset Turnover0.04x0.05x
Fixed Assets Turnover5.4x5.1x

Income Statement

MetricMPBORRF
Total Revenue$264M$255M
Net Income$68M$86M

Dividend & Shareholder Information

MetricMPBORRF
Dividends Per Share$0.85$1.13
Payout Ratio26.7%21.0%
Shares Outstanding25M20M
Net Income Growth54.7%99.5%
EPS Growth31.9%205.7%
FAQ

MPB vs ORRF: stock comparison and AI forecast

Which is bigger, MPB or ORRF?

MPB and ORRF have similar market capitalizations ($875M and $864M).

Which is cheaper on earnings, MPB or ORRF?

ORRF trades at 8.2 times trailing earnings, MPB at 10.8 times.

Which one does Intratio's AI model rank higher, MPB or ORRF?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.