MPB vs SPFI: stock comparison and AI forecast
Mid Penn Bancorp Inc (MPB) and South Plains Financial, Inc. (SPFI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MPB Mid Penn Bancorp Inc
- Price
- $34.52 +5.4% · 6M
- Market Cap
- $875M
- P/E Ratio
- 10.9x
- Size
- small-cap
- AI Forecast
SPFI South Plains Financial, Inc.
- Price
- $44.36 +11.1% · 6M
- Market Cap
- $836M
- P/E Ratio
- 12.5x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- MPB and SPFI have similar market capitalizations ($875M and $836M).
- MPB trades at 10.8 times trailing earnings, SPFI at 12.5 times.
- Over the last six months SPFI returned +11.1% and MPB +5.4%.
- SPFI turns 29.1% of its revenue into net income, against 25.8% for MPB.
- SPFI carries 7.56 times debt per unit of equity, against 6.83 times for MPB.
- MPB yields 2.46% in dividends and SPFI 1.34%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MPB | SPFI |
|---|---|---|
| Market Cap | $875M | $836M |
| P/E Ratio | 10.85x | 12.53x |
| P/B Ratio | 0.97x | 1.33x |
| Dividend Yield | 2.46% | 1.34% |
| EPS | $3.18 | $3.54 |
| Book Value/Share | $35.60 | $33.43 |
| Revenue/Share | $10.41 | $11.88 |
| FCF/Share | $3.16 | $4.01 |
Profitability & Margins
| Metric | MPB | SPFI |
|---|---|---|
| ROE | 7.6% | 10.3% |
| ROA | 1.0% | 1.2% |
| Net Margin | 25.8% | 29.1% |
| EBT Margin | 34.2% | 36.8% |
| Tax Rate | 24.4% | 21.0% |
Financial Health
| Metric | MPB | SPFI |
|---|---|---|
| D/E Ratio | 6.83x | 7.56x |
| Financial Leverage | 7.83x | 8.56x |
Cash Flow
| Metric | MPB | SPFI |
|---|---|---|
| Operating Cash Flow | $86M | $81M |
| Free Cash Flow | $80M | $76M |
| Capital Spending | -$6M | -$5M |
| OCF Growth YoY | 40.5% | 28.3% |
| FCF Growth YoY | 57.9% | 29.7% |
| FCF/Sales | 30.4% | 33.7% |
| CapEx/Sales | 2.4% | 2.3% |
Operational Efficiency
| Metric | MPB | SPFI |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 5.4x | 4.3x |
Income Statement
| Metric | MPB | SPFI |
|---|---|---|
| Total Revenue | $264M | $224M |
| Net Income | $68M | $65M |
Dividend & Shareholder Information
| Metric | MPB | SPFI |
|---|---|---|
| Dividends Per Share | $0.85 | $0.60 |
| Payout Ratio | 26.7% | 16.9% |
| Shares Outstanding | 25M | 19M |
| Net Income Growth | 54.7% | 19.2% |
| EPS Growth | 31.9% | 13.5% |
MPB vs SPFI: stock comparison and AI forecast
Which is bigger, MPB or SPFI?
MPB and SPFI have similar market capitalizations ($875M and $836M).
Which is cheaper on earnings, MPB or SPFI?
MPB trades at 10.8 times trailing earnings, SPFI at 12.5 times.
Which stock performed better over the last six months, MPB or SPFI?
Over the last six months SPFI returned +11.1% and MPB +5.4%.
Which one does Intratio's AI model rank higher, MPB or SPFI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.