Intratio
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-03

MSBI vs WASH: stock comparison and AI forecast

Midland States Bancorp, Inc. (MSBI) and Washington Trust Bancorp Inc (WASH) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

MSBI Midland States Bancorp, Inc.

Price
$33.34 +28.4% · 6M
Market Cap
$692M
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

WASH Washington Trust Bancorp Inc

Price
$39.90 +27.8% · 6M
Market Cap
$761M
P/E Ratio
14.0x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-04 → 2026-11-03

Six-month price performance

Closing prices rebased to 100 at the start of the window.

100110120130
MSBI +28.4% WASH +27.8%
MSBI · WASH

Key facts

  • WASH is 1.1 times larger than MSBI by market capitalization ($761M against $692M).
  • Over the last six months MSBI returned +28.4% and WASH +27.8%.
  • WASH turns 23.7% of its revenue into net income, against -16.2% for MSBI.
  • MSBI carries 11.83 times debt per unit of equity, against 10.83 times for WASH.
  • WASH yields 5.67% in dividends and MSBI 4.02%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricMSBIWASH
Market Cap$692M$761M
P/E Ratio–13.95x
P/B Ratio1.30x1.37x
Dividend Yield4.02%5.67%
EPS$-4.59$2.86
Book Value/Share$25.61$29.02
Revenue/Share$21.07$12.27
FCF/Share$3.64$5.03

Profitability & Margins

MetricMSBIWASH
ROE-13.3%10.0%
ROA-1.0%0.8%
Net Margin-16.2%23.7%
EBT Margin-10.7%30.3%
Tax Rate-50.7%21.9%

Financial Health

MetricMSBIWASH
D/E Ratio11.83x10.83x
Financial Leverage12.83x11.83x

Cash Flow

MetricMSBIWASH
Operating Cash Flow$78M$100M
Free Cash Flow$76M$96M
Capital Spending-$2M-$4M
OCF Growth YoY-63.1%55.1%
FCF Growth YoY-43.0%54.4%
FCF/Sales17.3%41.0%
CapEx/Sales0.5%1.7%

Operational Efficiency

MetricMSBIWASH
Asset Turnover0.06x0.04x
Fixed Assets Turnover5.3x8.9x

Income Statement

MetricMSBIWASH
Total Revenue$437M$234M
Net Income-$71M$55M

Dividend & Shareholder Information

MetricMSBIWASH
Dividends Per Share$1.34$2.26
Payout Ratio–79.0%
Shares Outstanding21M19M
Net Income Growth-237.9%–
EPS Growth-568.4%–
FAQ

MSBI vs WASH: stock comparison and AI forecast

Which is bigger, MSBI or WASH?

WASH is 1.1 times larger than MSBI by market capitalization ($761M against $692M).

Which stock performed better over the last six months, MSBI or WASH?

Over the last six months MSBI returned +28.4% and WASH +27.8%.

Which one does Intratio's AI model rank higher, MSBI or WASH?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.