MSBI vs RRBI: stock comparison and AI forecast
Midland States Bancorp, Inc. (MSBI) and Red River Bancshares Inc (RRBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MSBI Midland States Bancorp, Inc.
- Price
- $33.22 +22.7% · 6M
- Market Cap
- $691M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
RRBI Red River Bancshares Inc
- Price
- $103.31 +13.9% · 6M
- Market Cap
- $680M
- P/E Ratio
- 14.9x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- MSBI and RRBI have similar market capitalizations ($691M and $680M).
- Over the last six months MSBI returned +22.7% and RRBI +13.9%.
- RRBI turns 29.5% of its revenue into net income, against -16.2% for MSBI.
- MSBI carries 11.83 times debt per unit of equity, against 7.61 times for RRBI.
- MSBI yields 4.02% in dividends and RRBI 0.77%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MSBI | RRBI |
|---|---|---|
| Market Cap | $691M | $680M |
| P/E Ratio | – | 14.90x |
| P/B Ratio | 1.30x | 1.77x |
| Dividend Yield | 4.02% | 0.77% |
| EPS | $-4.59 | $6.94 |
| Book Value/Share | $25.54 | $58.41 |
| Revenue/Share | $21.02 | $23.67 |
| FCF/Share | $3.63 | $7.76 |
Profitability & Margins
| Metric | MSBI | RRBI |
|---|---|---|
| ROE | -13.3% | 11.9% |
| ROA | -1.0% | 1.4% |
| Net Margin | -16.2% | 29.5% |
| EBT Margin | -10.7% | 36.7% |
| Tax Rate | -50.7% | 19.6% |
Financial Health
| Metric | MSBI | RRBI |
|---|---|---|
| D/E Ratio | 11.83x | 7.61x |
| Financial Leverage | 12.83x | 8.61x |
Cash Flow
| Metric | MSBI | RRBI |
|---|---|---|
| Operating Cash Flow | $78M | $56M |
| Free Cash Flow | $76M | $51M |
| Capital Spending | -$2M | -$5M |
| OCF Growth YoY | -63.1% | 43.7% |
| FCF Growth YoY | -43.0% | 42.8% |
| FCF/Sales | 17.3% | 32.8% |
| CapEx/Sales | 0.5% | 3.3% |
Operational Efficiency
| Metric | MSBI | RRBI |
|---|---|---|
| Asset Turnover | 0.06x | 0.05x |
| Fixed Assets Turnover | 5.3x | 2.6x |
Income Statement
| Metric | MSBI | RRBI |
|---|---|---|
| Total Revenue | $437M | $156M |
| Net Income | -$71M | $46M |
Dividend & Shareholder Information
| Metric | MSBI | RRBI |
|---|---|---|
| Dividends Per Share | $1.34 | $0.80 |
| Payout Ratio | – | 11.5% |
| Shares Outstanding | 21M | 7M |
| Net Income Growth | -237.9% | 19.0% |
| EPS Growth | -568.4% | 22.6% |
MSBI vs RRBI: stock comparison and AI forecast
Which is bigger, MSBI or RRBI?
MSBI and RRBI have similar market capitalizations ($691M and $680M).
Which stock performed better over the last six months, MSBI or RRBI?
Over the last six months MSBI returned +22.7% and RRBI +13.9%.
Which one does Intratio's AI model rank higher, MSBI or RRBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.