HBIA vs MSBI: stock comparison and AI forecast
Hills Bancorporation (HBIA) and Midland States Bancorp, Inc. (MSBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HBIA Hills Bancorporation
- Price
- $46.27 -45.9% · 6M
- Market Cap
- $807M
- P/E Ratio
- 10.8x
- Size
- small-cap
- AI Forecast
MSBI Midland States Bancorp, Inc.
- Market Cap
- $691M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HBIA is 1.2 times larger than MSBI by market capitalization ($807M against $691M).
- HBIA turns 39.1% of its revenue into net income, against -16.2% for MSBI.
- MSBI carries 11.83 times debt per unit of equity, against 7.46 times for HBIA.
- HBIA yields 6.51% in dividends and MSBI 4.02%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HBIA | MSBI |
|---|---|---|
| Market Cap | $807M | $691M |
| P/E Ratio | 10.78x | – |
| P/B Ratio | 1.48x | 1.30x |
| Dividend Yield | 6.51% | 4.02% |
| EPS | $4.29 | $-4.59 |
| Book Value/Share | $31.29 | $25.54 |
| Revenue/Share | $10.74 | $21.02 |
| FCF/Share | $4.88 | $3.63 |
Profitability & Margins
| Metric | HBIA | MSBI |
|---|---|---|
| ROE | 13.1% | -13.3% |
| ROA | – | -1.0% |
| Net Margin | 39.1% | -16.2% |
| EBT Margin | 52.1% | -10.7% |
| Tax Rate | 20.7% | -50.7% |
Financial Health
| Metric | HBIA | MSBI |
|---|---|---|
| D/E Ratio | 7.46x | 11.83x |
| Financial Leverage | – | 12.83x |
Cash Flow
| Metric | HBIA | MSBI |
|---|---|---|
| Operating Cash Flow | $88M | $78M |
| Free Cash Flow | $85M | $76M |
| Capital Spending | -$3M | -$2M |
| OCF Growth YoY | 47.7% | -63.1% |
| FCF Growth YoY | 52.5% | -43.0% |
| FCF/Sales | 45.5% | 17.3% |
| CapEx/Sales | 1.8% | 0.5% |
Operational Efficiency
| Metric | HBIA | MSBI |
|---|---|---|
| Asset Turnover | – | 0.06x |
| Fixed Assets Turnover | 5.1x | 5.3x |
Income Statement
| Metric | HBIA | MSBI |
|---|---|---|
| Total Revenue | $187M | $437M |
| Net Income | $71M | -$71M |
Dividend & Shareholder Information
| Metric | HBIA | MSBI |
|---|---|---|
| Dividends Per Share | $3.01 | $1.34 |
| Payout Ratio | 70.2% | – |
| Shares Outstanding | 17M | 21M |
| Net Income Growth | 25.1% | -237.9% |
| EPS Growth | 36.8% | -568.4% |
HBIA vs MSBI: stock comparison and AI forecast
Which is bigger, HBIA or MSBI?
HBIA is 1.2 times larger than MSBI by market capitalization ($807M against $691M).
Which one does Intratio's AI model rank higher, HBIA or MSBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.