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Stock comparison · Signal date 2026-11-05

ACNB vs RRBI: stock comparison and AI forecast

Acnb Corp (ACNB) and Red River Bancshares Inc (RRBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

ACNB Acnb Corp

Market Cap
$687M
P/E Ratio
12.7x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

RRBI Red River Bancshares Inc

Market Cap
$680M
P/E Ratio
14.9x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

ACNB · RRBI

Key facts

  • ACNB and RRBI have similar market capitalizations ($687M and $680M).
  • ACNB trades at 12.7 times trailing earnings, RRBI at 14.9 times.
  • RRBI turns 29.5% of its revenue into net income, against 27.1% for ACNB.
  • RRBI carries 7.61 times debt per unit of equity, against 6.84 times for ACNB.
  • ACNB yields 3.02% in dividends and RRBI 0.77%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricACNBRRBI
Market Cap$687M$680M
P/E Ratio12.74x14.90x
P/B Ratio1.62x1.77x
Dividend Yield3.02%0.77%
EPS$5.30$6.94
Book Value/Share$41.62$58.41
Revenue/Share$19.77$23.67
FCF/Share$5.44$7.76

Profitability & Margins

MetricACNBRRBI
ROE12.9%11.9%
ROA1.6%1.4%
Net Margin27.1%29.5%
EBT Margin34.1%36.7%
Tax Rate23.0%19.6%

Financial Health

MetricACNBRRBI
D/E Ratio6.84x7.61x
Financial Leverage7.84x8.61x

Cash Flow

MetricACNBRRBI
Operating Cash Flow$57M$56M
Free Cash Flow$55M$51M
Capital Spending-$1M-$5M
OCF Growth YoY53.8%43.7%
FCF Growth YoY54.3%42.8%
FCF/Sales27.5%32.8%
CapEx/Sales0.7%3.3%

Operational Efficiency

MetricACNBRRBI
Asset Turnover0.06x0.05x
Fixed Assets Turnover7.2x2.6x

Income Statement

MetricACNBRRBI
Total Revenue$201M$156M
Net Income$55M$46M

Dividend & Shareholder Information

MetricACNBRRBI
Dividends Per Share$2.04$0.80
Payout Ratio38.5%11.5%
Shares Outstanding10M7M
Net Income Growth116.8%19.0%
EPS Growth50.6%22.6%
FAQ

ACNB vs RRBI: stock comparison and AI forecast

Which is bigger, ACNB or RRBI?

ACNB and RRBI have similar market capitalizations ($687M and $680M).

Which is cheaper on earnings, ACNB or RRBI?

ACNB trades at 12.7 times trailing earnings, RRBI at 14.9 times.

Which one does Intratio's AI model rank higher, ACNB or RRBI?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.