FBIZ vs RRBI: stock comparison and AI forecast
First Business Financial Services, Inc. (FBIZ) and Red River Bancshares Inc (RRBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FBIZ First Business Financial Services, Inc.
- Market Cap
- $631M
- P/E Ratio
- 11.1x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
RRBI Red River Bancshares Inc
- Market Cap
- $680M
- P/E Ratio
- 14.9x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FBIZ and RRBI have similar market capitalizations ($631M and $680M).
- FBIZ trades at 11.1 times trailing earnings, RRBI at 14.9 times.
- FBIZ turns 33.5% of its revenue into net income, against 29.5% for RRBI.
- FBIZ carries 9.98 times debt per unit of equity, against 7.61 times for RRBI.
- FBIZ yields 1.76% in dividends and RRBI 0.77%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FBIZ | RRBI |
|---|---|---|
| Market Cap | $631M | $680M |
| P/E Ratio | 11.09x | 14.90x |
| P/B Ratio | 1.56x | 1.77x |
| Dividend Yield | 1.76% | 0.77% |
| EPS | $6.80 | $6.94 |
| Book Value/Share | $48.35 | $58.41 |
| Revenue/Share | $20.54 | $23.67 |
| FCF/Share | $8.11 | $7.76 |
Profitability & Margins
| Metric | FBIZ | RRBI |
|---|---|---|
| ROE | 14.3% | 11.9% |
| ROA | 1.3% | 1.4% |
| Net Margin | 33.5% | 29.5% |
| EBT Margin | 38.9% | 36.7% |
| Tax Rate | 13.7% | 19.6% |
Financial Health
| Metric | FBIZ | RRBI |
|---|---|---|
| D/E Ratio | 9.98x | 7.61x |
| Financial Leverage | 10.98x | 8.61x |
Cash Flow
| Metric | FBIZ | RRBI |
|---|---|---|
| Operating Cash Flow | $68M | $56M |
| Free Cash Flow | $68M | $51M |
| Capital Spending | -$640K | -$5M |
| OCF Growth YoY | 1.4% | 43.7% |
| FCF Growth YoY | 1.4% | 42.8% |
| FCF/Sales | 39.5% | 32.8% |
| CapEx/Sales | 0.4% | 3.3% |
Operational Efficiency
| Metric | FBIZ | RRBI |
|---|---|---|
| Asset Turnover | 0.04x | 0.05x |
| Fixed Assets Turnover | 39.6x | 2.6x |
Income Statement
| Metric | FBIZ | RRBI |
|---|---|---|
| Total Revenue | $172M | $156M |
| Net Income | $58M | $46M |
Dividend & Shareholder Information
| Metric | FBIZ | RRBI |
|---|---|---|
| Dividends Per Share | $1.33 | $0.80 |
| Payout Ratio | 19.6% | 11.5% |
| Shares Outstanding | 8M | 7M |
| Net Income Growth | 12.2% | 19.0% |
| EPS Growth | 12.2% | 22.6% |
FBIZ vs RRBI: stock comparison and AI forecast
Which is bigger, FBIZ or RRBI?
FBIZ and RRBI have similar market capitalizations ($631M and $680M).
Which is cheaper on earnings, FBIZ or RRBI?
FBIZ trades at 11.1 times trailing earnings, RRBI at 14.9 times.
Which one does Intratio's AI model rank higher, FBIZ or RRBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.