NECB vs TSBK: stock comparison and AI forecast
Northeast Community Bancorp, Inc./Md/ (NECB) and Timberland Bancorp Inc (TSBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NECB Northeast Community Bancorp, Inc./Md/
- Price
- $29.19 +20.8% · 6M
- Market Cap
- $411M
- P/E Ratio
- 9.5x
- Size
- small-cap
- AI Forecast
TSBK Timberland Bancorp Inc
- Market Cap
- $364M
- P/E Ratio
- 9.7x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- NECB is 1.1 times larger than TSBK by market capitalization ($411M against $364M).
- NECB trades at 9.5 times trailing earnings, TSBK at 9.7 times.
- NECB turns 41.1% of its revenue into net income, against 36.7% for TSBK.
- TSBK carries 6.54 times debt per unit of equity, against 4.83 times for NECB.
- NECB yields 3.40% in dividends and TSBK 2.42%.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NECB | TSBK |
|---|---|---|
| Market Cap | $411M | $364M |
| P/E Ratio | 9.48x | 9.67x |
| P/B Ratio | 1.13x | 1.33x |
| Dividend Yield | 3.40% | 2.42% |
| EPS | $3.15 | $4.84 |
| Book Value/Share | $26.34 | $35.14 |
| Revenue/Share | $7.49 | $11.04 |
| FCF/Share | $3.52 | $3.74 |
Profitability & Margins
| Metric | NECB | TSBK |
|---|---|---|
| ROE | 11.7% | 11.5% |
| ROA | 2.0% | 1.5% |
| Net Margin | 41.1% | 36.7% |
| EBT Margin | 58.2% | 45.6% |
| Tax Rate | 29.4% | 19.5% |
Financial Health
| Metric | NECB | TSBK |
|---|---|---|
| D/E Ratio | 4.83x | 6.54x |
| Financial Leverage | 5.83x | 7.54x |
Cash Flow
| Metric | NECB | TSBK |
|---|---|---|
| Operating Cash Flow | $49M | $31M |
| Free Cash Flow | $48M | $29M |
| Capital Spending | -$840K | -$2M |
| OCF Growth YoY | -3.8% | 17.1% |
| FCF Growth YoY | -2.7% | 15.1% |
| FCF/Sales | 47.0% | 33.9% |
| CapEx/Sales | 0.8% | 2.5% |
Operational Efficiency
| Metric | NECB | TSBK |
|---|---|---|
| Asset Turnover | 0.05x | 0.04x |
| Fixed Assets Turnover | 4.1x | 3.9x |
Income Statement
| Metric | NECB | TSBK |
|---|---|---|
| Total Revenue | $103M | $86M |
| Net Income | $42M | $32M |
Dividend & Shareholder Information
| Metric | NECB | TSBK |
|---|---|---|
| Dividends Per Share | $1.01 | $1.13 |
| Payout Ratio | 32.1% | 23.4% |
| Shares Outstanding | 14M | 8M |
| Net Income Growth | -5.0% | 16.4% |
| EPS Growth | -6.5% | 45.8% |
NECB vs TSBK: stock comparison and AI forecast
Which is bigger, NECB or TSBK?
NECB is 1.1 times larger than TSBK by market capitalization ($411M against $364M).
Which is cheaper on earnings, NECB or TSBK?
NECB trades at 9.5 times trailing earnings, TSBK at 9.7 times.
Which one does Intratio's AI model rank higher, NECB or TSBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.