NP vs TWFG: stock comparison and AI forecast
Neptune Insurance Holdings Inc. (NP) and Twfg, Inc. (TWFG) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NP Neptune Insurance Holdings Inc.
- Market Cap
- $4.03B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
TWFG Twfg, Inc.
- Market Cap
- $1.55B
- P/E Ratio
- 49.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- NP is 2.6 times larger than TWFG by market capitalization ($4.03B against $1.55B).
- Both companies share the SEC industry classification Insurance Agents, Brokers & Service.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NP | TWFG |
|---|---|---|
| Market Cap | $4.03B | $1.55B |
| P/E Ratio | – | 49.31x |
| P/B Ratio | – | 33.50x |
| EPS | $-0.20 | $0.58 |
| Book Value/Share | – | $0.85 |
| Revenue/Share | $1.94 | $5.45 |
| FCF/Share | – | $1.10 |
Profitability & Margins
| Metric | NP | TWFG |
|---|---|---|
| ROIC | – | 18.4% |
| Operating Margin | 25.7% | 18.3% |
| EBT Margin | 20.9% | 20.3% |
| Tax Rate | 31.0% | 7.0% |
Financial Health
| Metric | NP | TWFG |
|---|---|---|
| Current Ratio | 0.91x | 2.56x |
| D/E Ratio | – | 1.55x |
| Financial Leverage | – | 7.76x |
| Interest Coverage | 4.3x | 175.9x |
| Working Capital | -$9M | $104M |
Cash Flow
| Metric | NP | TWFG |
|---|---|---|
| Operating Cash Flow | $82M | $61M |
| Free Cash Flow | – | $60M |
| Capital Spending | – | -$1M |
| OCF Growth YoY | – | 25.1% |
| FCF Growth YoY | – | 31.5% |
| FCF/Sales | – | 20.2% |
| CapEx/Sales | – | 0.4% |
Operational Efficiency
| Metric | NP | TWFG |
|---|---|---|
| Asset Turnover | – | 0.82x |
| Receivables Turnover | – | 20.7x |
| Fixed Assets Turnover | – | 77.4x |
| Days Sales Outstanding | – | 18 days |
Income Statement
| Metric | NP | TWFG |
|---|---|---|
| Total Revenue | $268M | $295M |
| Operating Income | $118M | $54M |
Dividend & Shareholder Information
| Metric | NP | TWFG |
|---|---|---|
| Shares Outstanding | 138M | 54M |
NP vs TWFG: stock comparison and AI forecast
Which is bigger, NP or TWFG?
NP is 2.6 times larger than TWFG by market capitalization ($4.03B against $1.55B).
Which one does Intratio's AI model rank higher, NP or TWFG?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.