CRD-A vs TWFG: stock comparison and AI forecast
Crawford & Co (CRD-A) and Twfg, Inc. (TWFG) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CRD-A Crawford & Co
- Market Cap
- $605M
- P/E Ratio
- 23.2x
- Size
- small-cap
- AI Forecast
TWFG Twfg, Inc.
- Market Cap
- $1.55B
- P/E Ratio
- 49.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- TWFG is 2.6 times larger than CRD-A by market capitalization ($1.55B against $605M).
- CRD-A trades at 23.1 times trailing earnings, TWFG at 49.3 times.
- CRD-A carries 5.48 times debt per unit of equity, against 1.55 times for TWFG.
- CRD-A yields 2.45% in dividends; TWFG pays none.
- Both companies share the SEC industry classification Insurance Agents, Brokers & Service.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CRD-A | TWFG |
|---|---|---|
| Market Cap | $605M | $1.55B |
| P/E Ratio | 23.15x | 49.31x |
| P/B Ratio | 4.79x | 33.50x |
| Dividend Yield | 2.45% | – |
| EPS | – | $0.58 |
| Book Value/Share | $2.60 | $0.85 |
| Revenue/Share | $26.75 | $5.45 |
| FCF/Share | $1.48 | $1.10 |
Profitability & Margins
| Metric | CRD-A | TWFG |
|---|---|---|
| ROE | 42.6% | – |
| ROIC | – | 18.4% |
| Gross Margin | 28.2% | – |
| Operating Margin | – | 18.3% |
| Net Margin | 4.3% | – |
| EBT Margin | 3.4% | 20.3% |
| Tax Rate | 39.1% | 7.0% |
Financial Health
| Metric | CRD-A | TWFG |
|---|---|---|
| Current Ratio | 1.17x | 2.56x |
| D/E Ratio | 5.48x | 1.55x |
| Financial Leverage | – | 7.76x |
| Interest Coverage | 34.6x | 175.9x |
| Working Capital | $56M | $104M |
Cash Flow
| Metric | CRD-A | TWFG |
|---|---|---|
| Operating Cash Flow | $79M | $61M |
| Free Cash Flow | $72M | $60M |
| Capital Spending | -$7M | -$1M |
| OCF Growth YoY | -14.2% | 25.1% |
| FCF Growth YoY | -15.8% | 31.5% |
| FCF/Sales | 5.5% | 20.2% |
| CapEx/Sales | 0.6% | 0.4% |
Operational Efficiency
| Metric | CRD-A | TWFG |
|---|---|---|
| Asset Turnover | – | 0.82x |
| Receivables Turnover | 10.5x | 20.7x |
| Fixed Assets Turnover | 87.7x | 77.4x |
| Days Sales Outstanding | 35 days | 18 days |
| Payables Period | 16 days | – |
Income Statement
| Metric | CRD-A | TWFG |
|---|---|---|
| Total Revenue | $1.30B | $295M |
| Operating Income | – | $54M |
| Net Income | $54M | – |
| SG&A Expense | $289M | – |
| Cost of Goods Sold | $934M | – |
Dividend & Shareholder Information
| Metric | CRD-A | TWFG |
|---|---|---|
| Dividends Per Share | $0.30 | – |
| Shares Outstanding | 49M | 54M |
| Net Income Growth | 0.0% | – |
CRD-A vs TWFG: stock comparison and AI forecast
Which is bigger, CRD-A or TWFG?
TWFG is 2.6 times larger than CRD-A by market capitalization ($1.55B against $605M).
Which is cheaper on earnings, CRD-A or TWFG?
CRD-A trades at 23.1 times trailing earnings, TWFG at 49.3 times.
Which one does Intratio's AI model rank higher, CRD-A or TWFG?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.