OBK vs OVLY: stock comparison and AI forecast
Origin Bancorp, Inc. (OBK) and Oak Valley Bancorp (OVLY) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
OBK Origin Bancorp, Inc.
- Price
- $54.03 +15.8% · 6M
- Market Cap
- $1.67B
- P/E Ratio
- 17.9x
- Size
- small-cap
- AI Forecast
OVLY Oak Valley Bancorp
- Price
- $34.24 +3.1% · 6M
- Market Cap
- $288M
- P/E Ratio
- 12.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- OBK is 5.8 times larger than OVLY by market capitalization ($1.67B against $288M).
- OVLY trades at 12.2 times trailing earnings, OBK at 17.9 times.
- Over the last six months OBK returned +15.8% and OVLY +3.1%.
- OBK turns 30.3% of its revenue into net income, against 28.4% for OVLY.
- OBK carries 11.55 times debt per unit of equity, against 8.22 times for OVLY.
- OVLY yields 5.67% in dividends and OBK 1.32%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | OBK | OVLY |
|---|---|---|
| Market Cap | $1.67B | $288M |
| P/E Ratio | 17.89x | 12.15x |
| P/B Ratio | 2.58x | 1.33x |
| Dividend Yield | 1.32% | 5.67% |
| EPS | $3.02 | $2.82 |
| Book Value/Share | $20.95 | $25.80 |
| Revenue/Share | $12.31 | $9.81 |
| FCF/Share | $5.69 | $2.97 |
Profitability & Margins
| Metric | OBK | OVLY |
|---|---|---|
| ROE | 13.2% | 10.8% |
| ROA | – | 1.2% |
| Net Margin | 30.3% | 28.4% |
| EBT Margin | 45.1% | 36.2% |
| Tax Rate | 21.4% | 21.6% |
Financial Health
| Metric | OBK | OVLY |
|---|---|---|
| D/E Ratio | 11.55x | 8.22x |
| Financial Leverage | – | 9.22x |
Cash Flow
| Metric | OBK | OVLY |
|---|---|---|
| Operating Cash Flow | $196M | $27M |
| Free Cash Flow | $175M | $25M |
| Capital Spending | -$20M | -$2M |
| OCF Growth YoY | 55.7% | 0.2% |
| FCF Growth YoY | 57.9% | 9.1% |
| FCF/Sales | 46.2% | 30.3% |
| CapEx/Sales | 5.3% | 2.2% |
Operational Efficiency
| Metric | OBK | OVLY |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | 2.8x | 4.4x |
Income Statement
| Metric | OBK | OVLY |
|---|---|---|
| Total Revenue | $380M | $83M |
| Net Income | $85M | $23M |
Dividend & Shareholder Information
| Metric | OBK | OVLY |
|---|---|---|
| Dividends Per Share | $0.71 | $1.94 |
| Payout Ratio | 23.5% | 68.8% |
| Shares Outstanding | 31M | 8M |
| Net Income Growth | 0.0% | -3.2% |
| EPS Growth | 34.2% | -5.4% |
OBK vs OVLY: stock comparison and AI forecast
Which is bigger, OBK or OVLY?
OBK is 5.8 times larger than OVLY by market capitalization ($1.67B against $288M).
Which is cheaper on earnings, OBK or OVLY?
OVLY trades at 12.2 times trailing earnings, OBK at 17.9 times.
Which stock performed better over the last six months, OBK or OVLY?
Over the last six months OBK returned +15.8% and OVLY +3.1%.
Which one does Intratio's AI model rank higher, OBK or OVLY?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.