OCFC vs TBBK: stock comparison and AI forecast
Oceanfirst Financial Corp (OCFC) and Bancorp, Inc. (TBBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
OCFC Oceanfirst Financial Corp
- Market Cap
- $1.73B
- P/E Ratio
- 21.1x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
TBBK Bancorp, Inc.
- Market Cap
- $1.88B
- P/E Ratio
- 7.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- OCFC and TBBK have similar market capitalizations ($1.73B and $1.88B).
- TBBK trades at 7.1 times trailing earnings, OCFC at 21.1 times.
- TBBK turns 43.8% of its revenue into net income, against 17.8% for OCFC.
- TBBK carries 12.07 times debt per unit of equity, against 7.72 times for OCFC.
- OCFC yields 2.65% in dividends; TBBK pays none.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | OCFC | TBBK |
|---|---|---|
| Market Cap | $1.73B | $1.88B |
| P/E Ratio | 21.10x | 7.09x |
| P/B Ratio | 1.04x | 2.67x |
| Dividend Yield | 2.65% | – |
| EPS | $0.85 | $6.51 |
| Book Value/Share | $17.27 | $17.29 |
| Revenue/Share | $4.42 | $16.19 |
| FCF/Share | $1.17 | $3.92 |
Profitability & Margins
| Metric | OCFC | TBBK |
|---|---|---|
| ROE | 4.3% | 41.0% |
| ROA | – | 3.1% |
| Net Margin | 17.8% | 43.8% |
| EBT Margin | 15.9% | 58.0% |
| Tax Rate | 25.0% | 24.5% |
Financial Health
| Metric | OCFC | TBBK |
|---|---|---|
| D/E Ratio | 7.72x | 12.07x |
| Financial Leverage | – | 13.07x |
Cash Flow
| Metric | OCFC | TBBK |
|---|---|---|
| Operating Cash Flow | $122M | $167M |
| Free Cash Flow | $113M | $160M |
| Capital Spending | -$9M | -$7M |
| OCF Growth YoY | 147.2% | -65.9% |
| FCF Growth YoY | 160.5% | -67.0% |
| FCF/Sales | 26.4% | 24.2% |
| CapEx/Sales | 2.1% | 1.0% |
Operational Efficiency
| Metric | OCFC | TBBK |
|---|---|---|
| Asset Turnover | – | 0.07x |
| Fixed Assets Turnover | 3.4x | 23.4x |
Income Statement
| Metric | OCFC | TBBK |
|---|---|---|
| Total Revenue | $428M | $660M |
| Net Income | $71M | $289M |
Dividend & Shareholder Information
| Metric | OCFC | TBBK |
|---|---|---|
| Dividends Per Share | $0.47 | – |
| Payout Ratio | 55.3% | – |
| Shares Outstanding | 97M | 41M |
| Net Income Growth | -18.4% | 26.4% |
| EPS Growth | -44.4% | 40.3% |
OCFC vs TBBK: stock comparison and AI forecast
Which is bigger, OCFC or TBBK?
OCFC and TBBK have similar market capitalizations ($1.73B and $1.88B).
Which is cheaper on earnings, OCFC or TBBK?
TBBK trades at 7.1 times trailing earnings, OCFC at 21.1 times.
Which one does Intratio's AI model rank higher, OCFC or TBBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.