FSUN vs OCFC: stock comparison and AI forecast
Firstsun Capital Bancorp (FSUN) and Oceanfirst Financial Corp (OCFC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FSUN Firstsun Capital Bancorp
- Price
- $40.14 +12.0% · 6M
- Market Cap
- $1.87B
- P/E Ratio
- 19.6x
- Size
- small-cap
- AI Forecast
OCFC Oceanfirst Financial Corp
- Price
- $17.94 -5.9% · 6M
- Market Cap
- $1.73B
- P/E Ratio
- 21.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- FSUN and OCFC have similar market capitalizations ($1.87B and $1.73B).
- FSUN trades at 19.6 times trailing earnings, OCFC at 21.1 times.
- Over the last six months FSUN returned +12.0% and OCFC -5.9%.
- FSUN turns 22.5% of its revenue into net income, against 17.8% for OCFC.
- OCFC carries 7.72 times debt per unit of equity, against 6.29 times for FSUN.
- OCFC yields 2.65% in dividends; FSUN pays none.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FSUN | OCFC |
|---|---|---|
| Market Cap | $1.87B | $1.73B |
| P/E Ratio | 19.58x | 21.10x |
| P/B Ratio | 1.59x | 1.04x |
| Dividend Yield | – | 2.65% |
| EPS | $2.05 | $0.85 |
| Book Value/Share | $25.23 | $17.27 |
| Revenue/Share | $9.59 | $4.42 |
| FCF/Share | $24.83 | $1.17 |
Profitability & Margins
| Metric | FSUN | OCFC |
|---|---|---|
| ROE | 7.8% | 4.3% |
| Net Margin | 22.5% | 17.8% |
| EBT Margin | 14.5% | 15.9% |
| Tax Rate | 20.3% | 25.0% |
Financial Health
| Metric | FSUN | OCFC |
|---|---|---|
| D/E Ratio | 6.29x | 7.72x |
Cash Flow
| Metric | FSUN | OCFC |
|---|---|---|
| Operating Cash Flow | $1.16B | $122M |
| Free Cash Flow | $1.16B | $113M |
| Capital Spending | -$5M | -$9M |
| OCF Growth YoY | 1130.2% | 147.2% |
| FCF Growth YoY | 1227.7% | 160.5% |
| FCF/Sales | 259.0% | 26.4% |
| CapEx/Sales | 1.2% | 2.1% |
Operational Efficiency
| Metric | FSUN | OCFC |
|---|---|---|
| Fixed Assets Turnover | 3.8x | 3.4x |
Income Statement
| Metric | FSUN | OCFC |
|---|---|---|
| Total Revenue | $447M | $428M |
| Net Income | $91M | $71M |
Dividend & Shareholder Information
| Metric | FSUN | OCFC |
|---|---|---|
| Dividends Per Share | – | $0.47 |
| Payout Ratio | – | 55.3% |
| Shares Outstanding | 47M | 97M |
| Net Income Growth | 2.7% | -18.4% |
| EPS Growth | -25.2% | -44.4% |
FSUN vs OCFC: stock comparison and AI forecast
Which is bigger, FSUN or OCFC?
FSUN and OCFC have similar market capitalizations ($1.87B and $1.73B).
Which is cheaper on earnings, FSUN or OCFC?
FSUN trades at 19.6 times trailing earnings, OCFC at 21.1 times.
Which stock performed better over the last six months, FSUN or OCFC?
Over the last six months FSUN returned +12.0% and OCFC -5.9%.
Which one does Intratio's AI model rank higher, FSUN or OCFC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.