PLBC vs SWRD: stock comparison and AI forecast
Plumas Bancorp (PLBC) and Stewards, Inc. (SWRD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PLBC Plumas Bancorp
- Market Cap
- $448M
- P/E Ratio
- 12.7x
- Size
- small-cap
- AI Forecast
SWRD Stewards, Inc.
- Market Cap
- $614M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- SWRD is 1.4 times larger than PLBC by market capitalization ($614M against $448M).
- SWRD carries 67.62 times debt per unit of equity, against 7.37 times for PLBC.
- PLBC yields 1.96% in dividends; SWRD pays none.
- Both companies share the SEC industry classification Short-Term Business Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PLBC | SWRD |
|---|---|---|
| Market Cap | $448M | $614M |
| P/E Ratio | 12.68x | – |
| P/B Ratio | 1.65x | 305.39x |
| Dividend Yield | 1.96% | – |
| EPS | $5.08 | – |
| Book Value/Share | $39.11 | $0.01 |
| Revenue/Share | $15.36 | – |
| FCF/Share | $4.56 | – |
Profitability & Margins
| Metric | PLBC | SWRD |
|---|---|---|
| ROE | 13.2% | – |
| ROA | 1.6% | – |
| Net Margin | 33.5% | – |
| EBT Margin | 44.6% | – |
| Tax Rate | 24.9% | – |
Financial Health
| Metric | PLBC | SWRD |
|---|---|---|
| Current Ratio | – | 0.85x |
| D/E Ratio | 7.37x | 67.62x |
| Financial Leverage | 8.37x | 86.47x |
| Interest Coverage | – | -0.8x |
| Working Capital | – | -$3M |
Cash Flow
| Metric | PLBC | SWRD |
|---|---|---|
| Operating Cash Flow | $33M | – |
| Free Cash Flow | $32M | – |
| Capital Spending | -$1M | – |
| OCF Growth YoY | 28.1% | – |
| FCF Growth YoY | 25.1% | – |
| FCF/Sales | 29.7% | – |
| CapEx/Sales | 1.3% | – |
Operational Efficiency
| Metric | PLBC | SWRD |
|---|---|---|
| Asset Turnover | 0.05x | – |
| Fixed Assets Turnover | 4.5x | – |
Income Statement
| Metric | PLBC | SWRD |
|---|---|---|
| Total Revenue | $107M | – |
| Net Income | $36M | – |
Dividend & Shareholder Information
| Metric | PLBC | SWRD |
|---|---|---|
| Dividends Per Share | $1.26 | – |
| Payout Ratio | 24.8% | – |
| Shares Outstanding | 7M | 211M |
| Net Income Growth | 23.2% | – |
| EPS Growth | 4.5% | – |
PLBC vs SWRD: stock comparison and AI forecast
Which is bigger, PLBC or SWRD?
SWRD is 1.4 times larger than PLBC by market capitalization ($614M against $448M).
Which one does Intratio's AI model rank higher, PLBC or SWRD?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.